LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,152
−HK$2,643/mo
▼ 0.25% · 3.875%
HK$43,463
−HK$1,332/mo
Today · 4.125%
HK$44,795
baseline
▲ 0.50% · 4.625%
HK$47,521
+HK$2,726/mo
Deposit HK$9.24M · loan HK$9.24M · min. income ≈ HK$89,590/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$693,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,894
−HK$2,533/mo
▼ 0.25% · 3.875%
HK$48,152
−HK$1,275/mo
Today · 4.125%
HK$49,427
baseline
▲ 0.50% · 4.625%
HK$52,033
+HK$2,606/mo
Deposit HK$9.24M · loan HK$9.24M · min. income ≈ HK$98,854/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$693,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,583
−HK$3,172/mo
▼ 0.25% · 3.875%
HK$52,156
−HK$1,599/mo
Today · 4.125%
HK$53,755
baseline
▲ 0.50% · 4.625%
HK$57,025
+HK$3,270/mo
Deposit HK$7.39M · loan HK$11.09M · min. income ≈ HK$107,510/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$693,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,273
−HK$3,040/mo
▼ 0.25% · 3.875%
HK$57,782
−HK$1,531/mo
Today · 4.125%
HK$59,313
baseline
▲ 0.50% · 4.625%
HK$62,439
+HK$3,126/mo
Deposit HK$7.39M · loan HK$11.09M · min. income ≈ HK$118,626/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$693,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,013
−HK$3,701/mo
▼ 0.25% · 3.875%
HK$60,849
−HK$1,865/mo
Today · 4.125%
HK$62,714
baseline
▲ 0.50% · 4.625%
HK$66,530
+HK$3,816/mo
Deposit HK$5.55M · loan HK$12.94M · min. income ≈ HK$125,428/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$693,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,651
−HK$3,547/mo
▼ 0.25% · 3.875%
HK$67,412
−HK$1,786/mo
Today · 4.125%
HK$69,198
baseline
▲ 0.50% · 4.625%
HK$72,846
+HK$3,648/mo
Deposit HK$5.55M · loan HK$12.94M · min. income ≈ HK$138,396/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$693,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,874
−HK$4,758/mo
▼ 0.25% · 3.875%
HK$78,234
−HK$2,398/mo
Today · 4.125%
HK$80,632
baseline
▲ 0.50% · 4.625%
HK$85,538
+HK$4,906/mo
Deposit HK$1.85M · loan HK$16.64M · min. income ≈ HK$161,264/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$693,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,409
−HK$4,560/mo
▼ 0.25% · 3.875%
HK$86,673
−HK$2,296/mo
Today · 4.125%
HK$88,969
baseline
▲ 0.50% · 4.625%
HK$93,659
+HK$4,690/mo
Deposit HK$1.85M · loan HK$16.64M · min. income ≈ HK$177,938/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$693,214 · Scale 2, in force from 26 Feb 2026)