LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,155
−HK$2,644/mo
▼ 0.25% · 3.875%
HK$43,466
−HK$1,333/mo
Today · 4.125%
HK$44,799
baseline
▲ 0.50% · 4.625%
HK$47,525
+HK$2,726/mo
Deposit HK$9.24M · loan HK$9.24M · min. income ≈ HK$89,598/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$693,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,897
−HK$2,534/mo
▼ 0.25% · 3.875%
HK$48,155
−HK$1,276/mo
Today · 4.125%
HK$49,431
baseline
▲ 0.50% · 4.625%
HK$52,037
+HK$2,606/mo
Deposit HK$9.24M · loan HK$9.24M · min. income ≈ HK$98,862/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$693,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,586
−HK$3,172/mo
▼ 0.25% · 3.875%
HK$52,160
−HK$1,598/mo
Today · 4.125%
HK$53,758
baseline
▲ 0.50% · 4.625%
HK$57,030
+HK$3,272/mo
Deposit HK$7.39M · loan HK$11.09M · min. income ≈ HK$107,516/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$693,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,277
−HK$3,040/mo
▼ 0.25% · 3.875%
HK$57,786
−HK$1,531/mo
Today · 4.125%
HK$59,317
baseline
▲ 0.50% · 4.625%
HK$62,444
+HK$3,127/mo
Deposit HK$7.39M · loan HK$11.09M · min. income ≈ HK$118,634/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$693,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,017
−HK$3,701/mo
▼ 0.25% · 3.875%
HK$60,853
−HK$1,865/mo
Today · 4.125%
HK$62,718
baseline
▲ 0.50% · 4.625%
HK$66,534
+HK$3,816/mo
Deposit HK$5.55M · loan HK$12.94M · min. income ≈ HK$125,436/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$693,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,656
−HK$3,547/mo
▼ 0.25% · 3.875%
HK$67,417
−HK$1,786/mo
Today · 4.125%
HK$69,203
baseline
▲ 0.50% · 4.625%
HK$72,851
+HK$3,648/mo
Deposit HK$5.55M · loan HK$12.94M · min. income ≈ HK$138,406/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$693,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,879
−HK$4,759/mo
▼ 0.25% · 3.875%
HK$78,240
−HK$2,398/mo
Today · 4.125%
HK$80,638
baseline
▲ 0.50% · 4.625%
HK$85,544
+HK$4,906/mo
Deposit HK$1.85M · loan HK$16.64M · min. income ≈ HK$161,276/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$693,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,415
−HK$4,561/mo
▼ 0.25% · 3.875%
HK$86,679
−HK$2,297/mo
Today · 4.125%
HK$88,976
baseline
▲ 0.50% · 4.625%
HK$93,666
+HK$4,690/mo
Deposit HK$1.85M · loan HK$16.64M · min. income ≈ HK$177,952/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$693,265 · Scale 2, in force from 26 Feb 2026)