LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,157
−HK$2,643/mo
▼ 0.25% · 3.875%
HK$43,468
−HK$1,332/mo
Today · 4.125%
HK$44,800
baseline
▲ 0.50% · 4.625%
HK$47,526
+HK$2,726/mo
Deposit HK$9.24M · loan HK$9.24M · min. income ≈ HK$89,600/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$693,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,899
−HK$2,534/mo
▼ 0.25% · 3.875%
HK$48,157
−HK$1,276/mo
Today · 4.125%
HK$49,433
baseline
▲ 0.50% · 4.625%
HK$52,038
+HK$2,605/mo
Deposit HK$9.24M · loan HK$9.24M · min. income ≈ HK$98,866/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$693,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,588
−HK$3,172/mo
▼ 0.25% · 3.875%
HK$52,162
−HK$1,598/mo
Today · 4.125%
HK$53,760
baseline
▲ 0.50% · 4.625%
HK$57,032
+HK$3,272/mo
Deposit HK$7.40M · loan HK$11.09M · min. income ≈ HK$107,520/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$693,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,279
−HK$3,040/mo
▼ 0.25% · 3.875%
HK$57,788
−HK$1,531/mo
Today · 4.125%
HK$59,319
baseline
▲ 0.50% · 4.625%
HK$62,446
+HK$3,127/mo
Deposit HK$7.40M · loan HK$11.09M · min. income ≈ HK$118,638/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$693,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,020
−HK$3,701/mo
▼ 0.25% · 3.875%
HK$60,855
−HK$1,866/mo
Today · 4.125%
HK$62,721
baseline
▲ 0.50% · 4.625%
HK$66,537
+HK$3,816/mo
Deposit HK$5.55M · loan HK$12.94M · min. income ≈ HK$125,442/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$693,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,659
−HK$3,547/mo
▼ 0.25% · 3.875%
HK$67,420
−HK$1,786/mo
Today · 4.125%
HK$69,206
baseline
▲ 0.50% · 4.625%
HK$72,854
+HK$3,648/mo
Deposit HK$5.55M · loan HK$12.94M · min. income ≈ HK$138,412/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$693,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,882
−HK$4,759/mo
▼ 0.25% · 3.875%
HK$78,243
−HK$2,398/mo
Today · 4.125%
HK$80,641
baseline
▲ 0.50% · 4.625%
HK$85,548
+HK$4,907/mo
Deposit HK$1.85M · loan HK$16.64M · min. income ≈ HK$161,282/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$693,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,418
−HK$4,561/mo
▼ 0.25% · 3.875%
HK$86,682
−HK$2,297/mo
Today · 4.125%
HK$88,979
baseline
▲ 0.50% · 4.625%
HK$93,669
+HK$4,690/mo
Deposit HK$1.85M · loan HK$16.64M · min. income ≈ HK$177,958/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$693,291 · Scale 2, in force from 26 Feb 2026)