LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,158
−HK$2,644/mo
▼ 0.25% · 3.875%
HK$43,470
−HK$1,332/mo
Today · 4.125%
HK$44,802
baseline
▲ 0.50% · 4.625%
HK$47,528
+HK$2,726/mo
Deposit HK$9.24M · loan HK$9.24M · min. income ≈ HK$89,604/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$693,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,901
−HK$2,534/mo
▼ 0.25% · 3.875%
HK$48,159
−HK$1,276/mo
Today · 4.125%
HK$49,435
baseline
▲ 0.50% · 4.625%
HK$52,040
+HK$2,605/mo
Deposit HK$9.24M · loan HK$9.24M · min. income ≈ HK$98,870/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$693,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,590
−HK$3,172/mo
▼ 0.25% · 3.875%
HK$52,164
−HK$1,598/mo
Today · 4.125%
HK$53,762
baseline
▲ 0.50% · 4.625%
HK$57,034
+HK$3,272/mo
Deposit HK$7.40M · loan HK$11.09M · min. income ≈ HK$107,524/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$693,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,281
−HK$3,040/mo
▼ 0.25% · 3.875%
HK$57,790
−HK$1,531/mo
Today · 4.125%
HK$59,321
baseline
▲ 0.50% · 4.625%
HK$62,448
+HK$3,127/mo
Deposit HK$7.40M · loan HK$11.09M · min. income ≈ HK$118,642/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$693,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,022
−HK$3,701/mo
▼ 0.25% · 3.875%
HK$60,857
−HK$1,866/mo
Today · 4.125%
HK$62,723
baseline
▲ 0.50% · 4.625%
HK$66,539
+HK$3,816/mo
Deposit HK$5.55M · loan HK$12.94M · min. income ≈ HK$125,446/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$693,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,661
−HK$3,547/mo
▼ 0.25% · 3.875%
HK$67,422
−HK$1,786/mo
Today · 4.125%
HK$69,208
baseline
▲ 0.50% · 4.625%
HK$72,856
+HK$3,648/mo
Deposit HK$5.55M · loan HK$12.94M · min. income ≈ HK$138,416/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$693,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,885
−HK$4,759/mo
▼ 0.25% · 3.875%
HK$78,245
−HK$2,399/mo
Today · 4.125%
HK$80,644
baseline
▲ 0.50% · 4.625%
HK$85,551
+HK$4,907/mo
Deposit HK$1.85M · loan HK$16.64M · min. income ≈ HK$161,288/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$693,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,421
−HK$4,561/mo
▼ 0.25% · 3.875%
HK$86,685
−HK$2,297/mo
Today · 4.125%
HK$88,982
baseline
▲ 0.50% · 4.625%
HK$93,673
+HK$4,691/mo
Deposit HK$1.85M · loan HK$16.64M · min. income ≈ HK$177,964/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$693,315 · Scale 2, in force from 26 Feb 2026)