LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,160
−HK$2,644/mo
▼ 0.25% · 3.875%
HK$43,472
−HK$1,332/mo
Today · 4.125%
HK$44,804
baseline
▲ 0.50% · 4.625%
HK$47,530
+HK$2,726/mo
Deposit HK$9.24M · loan HK$9.24M · min. income ≈ HK$89,608/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$693,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,903
−HK$2,534/mo
▼ 0.25% · 3.875%
HK$48,161
−HK$1,276/mo
Today · 4.125%
HK$49,437
baseline
▲ 0.50% · 4.625%
HK$52,043
+HK$2,606/mo
Deposit HK$9.24M · loan HK$9.24M · min. income ≈ HK$98,874/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$693,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,592
−HK$3,173/mo
▼ 0.25% · 3.875%
HK$52,166
−HK$1,599/mo
Today · 4.125%
HK$53,765
baseline
▲ 0.50% · 4.625%
HK$57,036
+HK$3,271/mo
Deposit HK$7.40M · loan HK$11.09M · min. income ≈ HK$107,530/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$693,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,283
−HK$3,041/mo
▼ 0.25% · 3.875%
HK$57,793
−HK$1,531/mo
Today · 4.125%
HK$59,324
baseline
▲ 0.50% · 4.625%
HK$62,451
+HK$3,127/mo
Deposit HK$7.40M · loan HK$11.09M · min. income ≈ HK$118,648/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$693,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,024
−HK$3,702/mo
▼ 0.25% · 3.875%
HK$60,860
−HK$1,866/mo
Today · 4.125%
HK$62,726
baseline
▲ 0.50% · 4.625%
HK$66,542
+HK$3,816/mo
Deposit HK$5.55M · loan HK$12.94M · min. income ≈ HK$125,452/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$693,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,664
−HK$3,548/mo
▼ 0.25% · 3.875%
HK$67,425
−HK$1,787/mo
Today · 4.125%
HK$69,212
baseline
▲ 0.50% · 4.625%
HK$72,860
+HK$3,648/mo
Deposit HK$5.55M · loan HK$12.94M · min. income ≈ HK$138,424/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$693,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,888
−HK$4,759/mo
▼ 0.25% · 3.875%
HK$78,249
−HK$2,398/mo
Today · 4.125%
HK$80,647
baseline
▲ 0.50% · 4.625%
HK$85,555
+HK$4,908/mo
Deposit HK$1.85M · loan HK$16.64M · min. income ≈ HK$161,294/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$693,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,425
−HK$4,561/mo
▼ 0.25% · 3.875%
HK$86,689
−HK$2,297/mo
Today · 4.125%
HK$88,986
baseline
▲ 0.50% · 4.625%
HK$93,677
+HK$4,691/mo
Deposit HK$1.85M · loan HK$16.64M · min. income ≈ HK$177,972/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$693,348 · Scale 2, in force from 26 Feb 2026)