LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,164
−HK$2,644/mo
▼ 0.25% · 3.875%
HK$43,475
−HK$1,333/mo
Today · 4.125%
HK$44,808
baseline
▲ 0.50% · 4.625%
HK$47,534
+HK$2,726/mo
Deposit HK$9.25M · loan HK$9.25M · min. income ≈ HK$89,616/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$693,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,907
−HK$2,534/mo
▼ 0.25% · 3.875%
HK$48,165
−HK$1,276/mo
Today · 4.125%
HK$49,441
baseline
▲ 0.50% · 4.625%
HK$52,047
+HK$2,606/mo
Deposit HK$9.25M · loan HK$9.25M · min. income ≈ HK$98,882/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$693,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,596
−HK$3,173/mo
▼ 0.25% · 3.875%
HK$52,170
−HK$1,599/mo
Today · 4.125%
HK$53,769
baseline
▲ 0.50% · 4.625%
HK$57,041
+HK$3,272/mo
Deposit HK$7.40M · loan HK$11.09M · min. income ≈ HK$107,538/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$693,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,288
−HK$3,041/mo
▼ 0.25% · 3.875%
HK$57,797
−HK$1,532/mo
Today · 4.125%
HK$59,329
baseline
▲ 0.50% · 4.625%
HK$62,456
+HK$3,127/mo
Deposit HK$7.40M · loan HK$11.09M · min. income ≈ HK$118,658/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$693,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,029
−HK$3,702/mo
▼ 0.25% · 3.875%
HK$60,865
−HK$1,866/mo
Today · 4.125%
HK$62,731
baseline
▲ 0.50% · 4.625%
HK$66,548
+HK$3,817/mo
Deposit HK$5.55M · loan HK$12.94M · min. income ≈ HK$125,462/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$693,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,669
−HK$3,548/mo
▼ 0.25% · 3.875%
HK$67,430
−HK$1,787/mo
Today · 4.125%
HK$69,217
baseline
▲ 0.50% · 4.625%
HK$72,866
+HK$3,649/mo
Deposit HK$5.55M · loan HK$12.94M · min. income ≈ HK$138,434/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$693,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,894
−HK$4,760/mo
▼ 0.25% · 3.875%
HK$78,255
−HK$2,399/mo
Today · 4.125%
HK$80,654
baseline
▲ 0.50% · 4.625%
HK$85,561
+HK$4,907/mo
Deposit HK$1.85M · loan HK$16.64M · min. income ≈ HK$161,308/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$693,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,432
−HK$4,561/mo
▼ 0.25% · 3.875%
HK$86,696
−HK$2,297/mo
Today · 4.125%
HK$88,993
baseline
▲ 0.50% · 4.625%
HK$93,684
+HK$4,691/mo
Deposit HK$1.85M · loan HK$16.64M · min. income ≈ HK$177,986/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$693,402 · Scale 2, in force from 26 Feb 2026)