LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,164
−HK$2,644/mo
▼ 0.25% · 3.875%
HK$43,476
−HK$1,332/mo
Today · 4.125%
HK$44,808
baseline
▲ 0.50% · 4.625%
HK$47,535
+HK$2,727/mo
Deposit HK$9.25M · loan HK$9.25M · min. income ≈ HK$89,616/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$693,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,907
−HK$2,535/mo
▼ 0.25% · 3.875%
HK$48,166
−HK$1,276/mo
Today · 4.125%
HK$49,442
baseline
▲ 0.50% · 4.625%
HK$52,048
+HK$2,606/mo
Deposit HK$9.25M · loan HK$9.25M · min. income ≈ HK$98,884/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$693,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,597
−HK$3,173/mo
▼ 0.25% · 3.875%
HK$52,171
−HK$1,599/mo
Today · 4.125%
HK$53,770
baseline
▲ 0.50% · 4.625%
HK$57,042
+HK$3,272/mo
Deposit HK$7.40M · loan HK$11.09M · min. income ≈ HK$107,540/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$693,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,289
−HK$3,041/mo
▼ 0.25% · 3.875%
HK$57,799
−HK$1,531/mo
Today · 4.125%
HK$59,330
baseline
▲ 0.50% · 4.625%
HK$62,457
+HK$3,127/mo
Deposit HK$7.40M · loan HK$11.09M · min. income ≈ HK$118,660/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$693,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,030
−HK$3,702/mo
▼ 0.25% · 3.875%
HK$60,866
−HK$1,866/mo
Today · 4.125%
HK$62,732
baseline
▲ 0.50% · 4.625%
HK$66,549
+HK$3,817/mo
Deposit HK$5.55M · loan HK$12.94M · min. income ≈ HK$125,464/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$693,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,670
−HK$3,548/mo
▼ 0.25% · 3.875%
HK$67,432
−HK$1,786/mo
Today · 4.125%
HK$69,218
baseline
▲ 0.50% · 4.625%
HK$72,867
+HK$3,649/mo
Deposit HK$5.55M · loan HK$12.94M · min. income ≈ HK$138,436/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$693,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,896
−HK$4,759/mo
▼ 0.25% · 3.875%
HK$78,257
−HK$2,398/mo
Today · 4.125%
HK$80,655
baseline
▲ 0.50% · 4.625%
HK$85,563
+HK$4,908/mo
Deposit HK$1.85M · loan HK$16.64M · min. income ≈ HK$161,310/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$693,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,433
−HK$4,562/mo
▼ 0.25% · 3.875%
HK$86,698
−HK$2,297/mo
Today · 4.125%
HK$88,995
baseline
▲ 0.50% · 4.625%
HK$93,686
+HK$4,691/mo
Deposit HK$1.85M · loan HK$16.64M · min. income ≈ HK$177,990/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$693,416 · Scale 2, in force from 26 Feb 2026)