LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,167
−HK$2,644/mo
▼ 0.25% · 3.875%
HK$43,478
−HK$1,333/mo
Today · 4.125%
HK$44,811
baseline
▲ 0.50% · 4.625%
HK$47,538
+HK$2,727/mo
Deposit HK$9.25M · loan HK$9.25M · min. income ≈ HK$89,622/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$693,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,910
−HK$2,534/mo
▼ 0.25% · 3.875%
HK$48,168
−HK$1,276/mo
Today · 4.125%
HK$49,444
baseline
▲ 0.50% · 4.625%
HK$52,051
+HK$2,607/mo
Deposit HK$9.25M · loan HK$9.25M · min. income ≈ HK$98,888/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$693,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,600
−HK$3,173/mo
▼ 0.25% · 3.875%
HK$52,174
−HK$1,599/mo
Today · 4.125%
HK$53,773
baseline
▲ 0.50% · 4.625%
HK$57,045
+HK$3,272/mo
Deposit HK$7.40M · loan HK$11.10M · min. income ≈ HK$107,546/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$693,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,292
−HK$3,041/mo
▼ 0.25% · 3.875%
HK$57,802
−HK$1,531/mo
Today · 4.125%
HK$59,333
baseline
▲ 0.50% · 4.625%
HK$62,461
+HK$3,128/mo
Deposit HK$7.40M · loan HK$11.10M · min. income ≈ HK$118,666/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$693,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,033
−HK$3,702/mo
▼ 0.25% · 3.875%
HK$60,870
−HK$1,865/mo
Today · 4.125%
HK$62,735
baseline
▲ 0.50% · 4.625%
HK$66,553
+HK$3,818/mo
Deposit HK$5.55M · loan HK$12.94M · min. income ≈ HK$125,470/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$693,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,674
−HK$3,548/mo
▼ 0.25% · 3.875%
HK$67,435
−HK$1,787/mo
Today · 4.125%
HK$69,222
baseline
▲ 0.50% · 4.625%
HK$72,871
+HK$3,649/mo
Deposit HK$5.55M · loan HK$12.94M · min. income ≈ HK$138,444/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$693,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,900
−HK$4,760/mo
▼ 0.25% · 3.875%
HK$78,261
−HK$2,399/mo
Today · 4.125%
HK$80,660
baseline
▲ 0.50% · 4.625%
HK$85,568
+HK$4,908/mo
Deposit HK$1.85M · loan HK$16.64M · min. income ≈ HK$161,320/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$693,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,438
−HK$4,562/mo
▼ 0.25% · 3.875%
HK$86,703
−HK$2,297/mo
Today · 4.125%
HK$89,000
baseline
▲ 0.50% · 4.625%
HK$93,691
+HK$4,691/mo
Deposit HK$1.85M · loan HK$16.64M · min. income ≈ HK$178,000/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$693,454 · Scale 2, in force from 26 Feb 2026)