LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,167
−HK$2,645/mo
▼ 0.25% · 3.875%
HK$43,479
−HK$1,333/mo
Today · 4.125%
HK$44,812
baseline
▲ 0.50% · 4.625%
HK$47,538
+HK$2,726/mo
Deposit HK$9.25M · loan HK$9.25M · min. income ≈ HK$89,624/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$693,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,911
−HK$2,534/mo
▼ 0.25% · 3.875%
HK$48,169
−HK$1,276/mo
Today · 4.125%
HK$49,445
baseline
▲ 0.50% · 4.625%
HK$52,052
+HK$2,607/mo
Deposit HK$9.25M · loan HK$9.25M · min. income ≈ HK$98,890/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$693,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,601
−HK$3,173/mo
▼ 0.25% · 3.875%
HK$52,175
−HK$1,599/mo
Today · 4.125%
HK$53,774
baseline
▲ 0.50% · 4.625%
HK$57,046
+HK$3,272/mo
Deposit HK$7.40M · loan HK$11.10M · min. income ≈ HK$107,548/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$693,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,293
−HK$3,041/mo
▼ 0.25% · 3.875%
HK$57,803
−HK$1,531/mo
Today · 4.125%
HK$59,334
baseline
▲ 0.50% · 4.625%
HK$62,462
+HK$3,128/mo
Deposit HK$7.40M · loan HK$11.10M · min. income ≈ HK$118,668/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$693,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,034
−HK$3,702/mo
▼ 0.25% · 3.875%
HK$60,871
−HK$1,865/mo
Today · 4.125%
HK$62,736
baseline
▲ 0.50% · 4.625%
HK$66,554
+HK$3,818/mo
Deposit HK$5.55M · loan HK$12.94M · min. income ≈ HK$125,472/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$693,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,675
−HK$3,548/mo
▼ 0.25% · 3.875%
HK$67,437
−HK$1,786/mo
Today · 4.125%
HK$69,223
baseline
▲ 0.50% · 4.625%
HK$72,872
+HK$3,649/mo
Deposit HK$5.55M · loan HK$12.94M · min. income ≈ HK$138,446/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$693,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,901
−HK$4,760/mo
▼ 0.25% · 3.875%
HK$78,262
−HK$2,399/mo
Today · 4.125%
HK$80,661
baseline
▲ 0.50% · 4.625%
HK$85,569
+HK$4,908/mo
Deposit HK$1.85M · loan HK$16.64M · min. income ≈ HK$161,322/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$693,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,440
−HK$4,562/mo
▼ 0.25% · 3.875%
HK$86,704
−HK$2,298/mo
Today · 4.125%
HK$89,002
baseline
▲ 0.50% · 4.625%
HK$93,693
+HK$4,691/mo
Deposit HK$1.85M · loan HK$16.64M · min. income ≈ HK$178,004/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$693,466 · Scale 2, in force from 26 Feb 2026)