LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,168
−HK$2,645/mo
▼ 0.25% · 3.875%
HK$43,480
−HK$1,333/mo
Today · 4.125%
HK$44,813
baseline
▲ 0.50% · 4.625%
HK$47,540
+HK$2,727/mo
Deposit HK$9.25M · loan HK$9.25M · min. income ≈ HK$89,626/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$693,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,912
−HK$2,534/mo
▼ 0.25% · 3.875%
HK$48,170
−HK$1,276/mo
Today · 4.125%
HK$49,446
baseline
▲ 0.50% · 4.625%
HK$52,053
+HK$2,607/mo
Deposit HK$9.25M · loan HK$9.25M · min. income ≈ HK$98,892/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$693,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,602
−HK$3,173/mo
▼ 0.25% · 3.875%
HK$52,176
−HK$1,599/mo
Today · 4.125%
HK$53,775
baseline
▲ 0.50% · 4.625%
HK$57,047
+HK$3,272/mo
Deposit HK$7.40M · loan HK$11.10M · min. income ≈ HK$107,550/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$693,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,294
−HK$3,042/mo
▼ 0.25% · 3.875%
HK$57,804
−HK$1,532/mo
Today · 4.125%
HK$59,336
baseline
▲ 0.50% · 4.625%
HK$62,463
+HK$3,127/mo
Deposit HK$7.40M · loan HK$11.10M · min. income ≈ HK$118,672/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$693,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,036
−HK$3,702/mo
▼ 0.25% · 3.875%
HK$60,872
−HK$1,866/mo
Today · 4.125%
HK$62,738
baseline
▲ 0.50% · 4.625%
HK$66,555
+HK$3,817/mo
Deposit HK$5.55M · loan HK$12.94M · min. income ≈ HK$125,476/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$693,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,677
−HK$3,548/mo
▼ 0.25% · 3.875%
HK$67,438
−HK$1,787/mo
Today · 4.125%
HK$69,225
baseline
▲ 0.50% · 4.625%
HK$72,874
+HK$3,649/mo
Deposit HK$5.55M · loan HK$12.94M · min. income ≈ HK$138,450/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$693,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,903
−HK$4,760/mo
▼ 0.25% · 3.875%
HK$78,264
−HK$2,399/mo
Today · 4.125%
HK$80,663
baseline
▲ 0.50% · 4.625%
HK$85,571
+HK$4,908/mo
Deposit HK$1.85M · loan HK$16.64M · min. income ≈ HK$161,326/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$693,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,442
−HK$4,562/mo
▼ 0.25% · 3.875%
HK$86,706
−HK$2,298/mo
Today · 4.125%
HK$89,004
baseline
▲ 0.50% · 4.625%
HK$93,695
+HK$4,691/mo
Deposit HK$1.85M · loan HK$16.64M · min. income ≈ HK$178,008/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$693,482 · Scale 2, in force from 26 Feb 2026)