LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,170
−HK$2,644/mo
▼ 0.25% · 3.875%
HK$43,481
−HK$1,333/mo
Today · 4.125%
HK$44,814
baseline
▲ 0.50% · 4.625%
HK$47,541
+HK$2,727/mo
Deposit HK$9.25M · loan HK$9.25M · min. income ≈ HK$89,628/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$693,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,913
−HK$2,535/mo
▼ 0.25% · 3.875%
HK$48,172
−HK$1,276/mo
Today · 4.125%
HK$49,448
baseline
▲ 0.50% · 4.625%
HK$52,054
+HK$2,606/mo
Deposit HK$9.25M · loan HK$9.25M · min. income ≈ HK$98,896/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$693,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,604
−HK$3,173/mo
▼ 0.25% · 3.875%
HK$52,178
−HK$1,599/mo
Today · 4.125%
HK$53,777
baseline
▲ 0.50% · 4.625%
HK$57,049
+HK$3,272/mo
Deposit HK$7.40M · loan HK$11.10M · min. income ≈ HK$107,554/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$693,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,296
−HK$3,042/mo
▼ 0.25% · 3.875%
HK$57,806
−HK$1,532/mo
Today · 4.125%
HK$59,338
baseline
▲ 0.50% · 4.625%
HK$62,465
+HK$3,127/mo
Deposit HK$7.40M · loan HK$11.10M · min. income ≈ HK$118,676/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$693,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,038
−HK$3,702/mo
▼ 0.25% · 3.875%
HK$60,874
−HK$1,866/mo
Today · 4.125%
HK$62,740
baseline
▲ 0.50% · 4.625%
HK$66,557
+HK$3,817/mo
Deposit HK$5.55M · loan HK$12.95M · min. income ≈ HK$125,480/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$693,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,679
−HK$3,548/mo
▼ 0.25% · 3.875%
HK$67,440
−HK$1,787/mo
Today · 4.125%
HK$69,227
baseline
▲ 0.50% · 4.625%
HK$72,876
+HK$3,649/mo
Deposit HK$5.55M · loan HK$12.95M · min. income ≈ HK$138,454/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$693,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,906
−HK$4,759/mo
▼ 0.25% · 3.875%
HK$78,267
−HK$2,398/mo
Today · 4.125%
HK$80,665
baseline
▲ 0.50% · 4.625%
HK$85,574
+HK$4,909/mo
Deposit HK$1.85M · loan HK$16.64M · min. income ≈ HK$161,330/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$693,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,444
−HK$4,562/mo
▼ 0.25% · 3.875%
HK$86,709
−HK$2,297/mo
Today · 4.125%
HK$89,006
baseline
▲ 0.50% · 4.625%
HK$93,698
+HK$4,692/mo
Deposit HK$1.85M · loan HK$16.64M · min. income ≈ HK$178,012/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$693,503 · Scale 2, in force from 26 Feb 2026)