LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,170
−HK$2,645/mo
▼ 0.25% · 3.875%
HK$43,482
−HK$1,333/mo
Today · 4.125%
HK$44,815
baseline
▲ 0.50% · 4.625%
HK$47,542
+HK$2,727/mo
Deposit HK$9.25M · loan HK$9.25M · min. income ≈ HK$89,630/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$693,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,914
−HK$2,535/mo
▼ 0.25% · 3.875%
HK$48,172
−HK$1,277/mo
Today · 4.125%
HK$49,449
baseline
▲ 0.50% · 4.625%
HK$52,055
+HK$2,606/mo
Deposit HK$9.25M · loan HK$9.25M · min. income ≈ HK$98,898/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$693,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,605
−HK$3,173/mo
▼ 0.25% · 3.875%
HK$52,179
−HK$1,599/mo
Today · 4.125%
HK$53,778
baseline
▲ 0.50% · 4.625%
HK$57,050
+HK$3,272/mo
Deposit HK$7.40M · loan HK$11.10M · min. income ≈ HK$107,556/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$693,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,297
−HK$3,042/mo
▼ 0.25% · 3.875%
HK$57,807
−HK$1,532/mo
Today · 4.125%
HK$59,339
baseline
▲ 0.50% · 4.625%
HK$62,466
+HK$3,127/mo
Deposit HK$7.40M · loan HK$11.10M · min. income ≈ HK$118,678/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$693,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,039
−HK$3,702/mo
▼ 0.25% · 3.875%
HK$60,875
−HK$1,866/mo
Today · 4.125%
HK$62,741
baseline
▲ 0.50% · 4.625%
HK$66,558
+HK$3,817/mo
Deposit HK$5.55M · loan HK$12.95M · min. income ≈ HK$125,482/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$693,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,680
−HK$3,548/mo
▼ 0.25% · 3.875%
HK$67,441
−HK$1,787/mo
Today · 4.125%
HK$69,228
baseline
▲ 0.50% · 4.625%
HK$72,877
+HK$3,649/mo
Deposit HK$5.55M · loan HK$12.95M · min. income ≈ HK$138,456/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$693,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,907
−HK$4,760/mo
▼ 0.25% · 3.875%
HK$78,268
−HK$2,399/mo
Today · 4.125%
HK$80,667
baseline
▲ 0.50% · 4.625%
HK$85,575
+HK$4,908/mo
Deposit HK$1.85M · loan HK$16.64M · min. income ≈ HK$161,334/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$693,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,446
−HK$4,562/mo
▼ 0.25% · 3.875%
HK$86,710
−HK$2,298/mo
Today · 4.125%
HK$89,008
baseline
▲ 0.50% · 4.625%
HK$93,700
+HK$4,692/mo
Deposit HK$1.85M · loan HK$16.64M · min. income ≈ HK$178,016/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$693,515 · Scale 2, in force from 26 Feb 2026)