LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,172
−HK$2,645/mo
▼ 0.25% · 3.875%
HK$43,484
−HK$1,333/mo
Today · 4.125%
HK$44,817
baseline
▲ 0.50% · 4.625%
HK$47,544
+HK$2,727/mo
Deposit HK$9.25M · loan HK$9.25M · min. income ≈ HK$89,634/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$693,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,916
−HK$2,535/mo
▼ 0.25% · 3.875%
HK$48,175
−HK$1,276/mo
Today · 4.125%
HK$49,451
baseline
▲ 0.50% · 4.625%
HK$52,058
+HK$2,607/mo
Deposit HK$9.25M · loan HK$9.25M · min. income ≈ HK$98,902/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$693,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,607
−HK$3,173/mo
▼ 0.25% · 3.875%
HK$52,181
−HK$1,599/mo
Today · 4.125%
HK$53,780
baseline
▲ 0.50% · 4.625%
HK$57,053
+HK$3,273/mo
Deposit HK$7.40M · loan HK$11.10M · min. income ≈ HK$107,560/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$693,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,300
−HK$3,041/mo
▼ 0.25% · 3.875%
HK$57,809
−HK$1,532/mo
Today · 4.125%
HK$59,341
baseline
▲ 0.50% · 4.625%
HK$62,469
+HK$3,128/mo
Deposit HK$7.40M · loan HK$11.10M · min. income ≈ HK$118,682/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$693,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,041
−HK$3,703/mo
▼ 0.25% · 3.875%
HK$60,878
−HK$1,866/mo
Today · 4.125%
HK$62,744
baseline
▲ 0.50% · 4.625%
HK$66,561
+HK$3,817/mo
Deposit HK$5.55M · loan HK$12.95M · min. income ≈ HK$125,488/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$693,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,683
−HK$3,548/mo
▼ 0.25% · 3.875%
HK$67,444
−HK$1,787/mo
Today · 4.125%
HK$69,231
baseline
▲ 0.50% · 4.625%
HK$72,881
+HK$3,650/mo
Deposit HK$5.55M · loan HK$12.95M · min. income ≈ HK$138,462/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$693,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,910
−HK$4,760/mo
▼ 0.25% · 3.875%
HK$78,271
−HK$2,399/mo
Today · 4.125%
HK$80,670
baseline
▲ 0.50% · 4.625%
HK$85,579
+HK$4,909/mo
Deposit HK$1.85M · loan HK$16.65M · min. income ≈ HK$161,340/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$693,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,449
−HK$4,563/mo
▼ 0.25% · 3.875%
HK$86,714
−HK$2,298/mo
Today · 4.125%
HK$89,012
baseline
▲ 0.50% · 4.625%
HK$93,704
+HK$4,692/mo
Deposit HK$1.85M · loan HK$16.65M · min. income ≈ HK$178,024/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$693,546 · Scale 2, in force from 26 Feb 2026)