LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,174
−HK$2,645/mo
▼ 0.25% · 3.875%
HK$43,486
−HK$1,333/mo
Today · 4.125%
HK$44,819
baseline
▲ 0.50% · 4.625%
HK$47,546
+HK$2,727/mo
Deposit HK$9.25M · loan HK$9.25M · min. income ≈ HK$89,638/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$693,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,918
−HK$2,535/mo
▼ 0.25% · 3.875%
HK$48,176
−HK$1,277/mo
Today · 4.125%
HK$49,453
baseline
▲ 0.50% · 4.625%
HK$52,060
+HK$2,607/mo
Deposit HK$9.25M · loan HK$9.25M · min. income ≈ HK$98,906/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$693,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,609
−HK$3,173/mo
▼ 0.25% · 3.875%
HK$52,183
−HK$1,599/mo
Today · 4.125%
HK$53,782
baseline
▲ 0.50% · 4.625%
HK$57,055
+HK$3,273/mo
Deposit HK$7.40M · loan HK$11.10M · min. income ≈ HK$107,564/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$693,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,302
−HK$3,042/mo
▼ 0.25% · 3.875%
HK$57,812
−HK$1,532/mo
Today · 4.125%
HK$59,344
baseline
▲ 0.50% · 4.625%
HK$62,472
+HK$3,128/mo
Deposit HK$7.40M · loan HK$11.10M · min. income ≈ HK$118,688/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$693,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,044
−HK$3,702/mo
▼ 0.25% · 3.875%
HK$60,880
−HK$1,866/mo
Today · 4.125%
HK$62,746
baseline
▲ 0.50% · 4.625%
HK$66,564
+HK$3,818/mo
Deposit HK$5.55M · loan HK$12.95M · min. income ≈ HK$125,492/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$693,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,685
−HK$3,549/mo
▼ 0.25% · 3.875%
HK$67,447
−HK$1,787/mo
Today · 4.125%
HK$69,234
baseline
▲ 0.50% · 4.625%
HK$72,884
+HK$3,650/mo
Deposit HK$5.55M · loan HK$12.95M · min. income ≈ HK$138,468/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$693,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,913
−HK$4,761/mo
▼ 0.25% · 3.875%
HK$78,274
−HK$2,400/mo
Today · 4.125%
HK$80,674
baseline
▲ 0.50% · 4.625%
HK$85,582
+HK$4,908/mo
Deposit HK$1.85M · loan HK$16.65M · min. income ≈ HK$161,348/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$693,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,453
−HK$4,562/mo
▼ 0.25% · 3.875%
HK$86,718
−HK$2,297/mo
Today · 4.125%
HK$89,015
baseline
▲ 0.50% · 4.625%
HK$93,707
+HK$4,692/mo
Deposit HK$1.85M · loan HK$16.65M · min. income ≈ HK$178,030/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$693,573 · Scale 2, in force from 26 Feb 2026)