LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,175
−HK$2,644/mo
▼ 0.25% · 3.875%
HK$43,487
−HK$1,332/mo
Today · 4.125%
HK$44,819
baseline
▲ 0.50% · 4.625%
HK$47,547
+HK$2,728/mo
Deposit HK$9.25M · loan HK$9.25M · min. income ≈ HK$89,638/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$693,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,919
−HK$2,535/mo
▼ 0.25% · 3.875%
HK$48,177
−HK$1,277/mo
Today · 4.125%
HK$49,454
baseline
▲ 0.50% · 4.625%
HK$52,061
+HK$2,607/mo
Deposit HK$9.25M · loan HK$9.25M · min. income ≈ HK$98,908/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$693,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,610
−HK$3,173/mo
▼ 0.25% · 3.875%
HK$52,184
−HK$1,599/mo
Today · 4.125%
HK$53,783
baseline
▲ 0.50% · 4.625%
HK$57,056
+HK$3,273/mo
Deposit HK$7.40M · loan HK$11.10M · min. income ≈ HK$107,566/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$693,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,303
−HK$3,041/mo
▼ 0.25% · 3.875%
HK$57,813
−HK$1,531/mo
Today · 4.125%
HK$59,344
baseline
▲ 0.50% · 4.625%
HK$62,473
+HK$3,129/mo
Deposit HK$7.40M · loan HK$11.10M · min. income ≈ HK$118,688/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$693,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,045
−HK$3,702/mo
▼ 0.25% · 3.875%
HK$60,881
−HK$1,866/mo
Today · 4.125%
HK$62,747
baseline
▲ 0.50% · 4.625%
HK$66,565
+HK$3,818/mo
Deposit HK$5.55M · loan HK$12.95M · min. income ≈ HK$125,494/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$693,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,686
−HK$3,549/mo
▼ 0.25% · 3.875%
HK$67,448
−HK$1,787/mo
Today · 4.125%
HK$69,235
baseline
▲ 0.50% · 4.625%
HK$72,885
+HK$3,650/mo
Deposit HK$5.55M · loan HK$12.95M · min. income ≈ HK$138,470/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$693,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,914
−HK$4,761/mo
▼ 0.25% · 3.875%
HK$78,276
−HK$2,399/mo
Today · 4.125%
HK$80,675
baseline
▲ 0.50% · 4.625%
HK$85,584
+HK$4,909/mo
Deposit HK$1.85M · loan HK$16.65M · min. income ≈ HK$161,350/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$693,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,454
−HK$4,563/mo
▼ 0.25% · 3.875%
HK$86,719
−HK$2,298/mo
Today · 4.125%
HK$89,017
baseline
▲ 0.50% · 4.625%
HK$93,709
+HK$4,692/mo
Deposit HK$1.85M · loan HK$16.65M · min. income ≈ HK$178,034/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$693,584 · Scale 2, in force from 26 Feb 2026)