LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,176
−HK$2,645/mo
▼ 0.25% · 3.875%
HK$43,488
−HK$1,333/mo
Today · 4.125%
HK$44,821
baseline
▲ 0.50% · 4.625%
HK$47,548
+HK$2,727/mo
Deposit HK$9.25M · loan HK$9.25M · min. income ≈ HK$89,642/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$693,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,921
−HK$2,534/mo
▼ 0.25% · 3.875%
HK$48,179
−HK$1,276/mo
Today · 4.125%
HK$49,455
baseline
▲ 0.50% · 4.625%
HK$52,062
+HK$2,607/mo
Deposit HK$9.25M · loan HK$9.25M · min. income ≈ HK$98,910/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$693,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,611
−HK$3,174/mo
▼ 0.25% · 3.875%
HK$52,186
−HK$1,599/mo
Today · 4.125%
HK$53,785
baseline
▲ 0.50% · 4.625%
HK$57,058
+HK$3,273/mo
Deposit HK$7.40M · loan HK$11.10M · min. income ≈ HK$107,570/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$693,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,305
−HK$3,042/mo
▼ 0.25% · 3.875%
HK$57,815
−HK$1,532/mo
Today · 4.125%
HK$59,347
baseline
▲ 0.50% · 4.625%
HK$62,475
+HK$3,128/mo
Deposit HK$7.40M · loan HK$11.10M · min. income ≈ HK$118,694/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$693,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,047
−HK$3,702/mo
▼ 0.25% · 3.875%
HK$60,883
−HK$1,866/mo
Today · 4.125%
HK$62,749
baseline
▲ 0.50% · 4.625%
HK$66,567
+HK$3,818/mo
Deposit HK$5.55M · loan HK$12.95M · min. income ≈ HK$125,498/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$693,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,689
−HK$3,549/mo
▼ 0.25% · 3.875%
HK$67,450
−HK$1,788/mo
Today · 4.125%
HK$69,238
baseline
▲ 0.50% · 4.625%
HK$72,887
+HK$3,649/mo
Deposit HK$5.55M · loan HK$12.95M · min. income ≈ HK$138,476/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$693,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,917
−HK$4,761/mo
▼ 0.25% · 3.875%
HK$78,278
−HK$2,400/mo
Today · 4.125%
HK$80,678
baseline
▲ 0.50% · 4.625%
HK$85,587
+HK$4,909/mo
Deposit HK$1.85M · loan HK$16.65M · min. income ≈ HK$161,356/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$693,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,457
−HK$4,563/mo
▼ 0.25% · 3.875%
HK$86,722
−HK$2,298/mo
Today · 4.125%
HK$89,020
baseline
▲ 0.50% · 4.625%
HK$93,712
+HK$4,692/mo
Deposit HK$1.85M · loan HK$16.65M · min. income ≈ HK$178,040/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$693,609 · Scale 2, in force from 26 Feb 2026)