LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,180
−HK$2,645/mo
▼ 0.25% · 3.875%
HK$43,492
−HK$1,333/mo
Today · 4.125%
HK$44,825
baseline
▲ 0.50% · 4.625%
HK$47,552
+HK$2,727/mo
Deposit HK$9.25M · loan HK$9.25M · min. income ≈ HK$89,650/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$693,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,925
−HK$2,535/mo
▼ 0.25% · 3.875%
HK$48,183
−HK$1,277/mo
Today · 4.125%
HK$49,460
baseline
▲ 0.50% · 4.625%
HK$52,067
+HK$2,607/mo
Deposit HK$9.25M · loan HK$9.25M · min. income ≈ HK$98,920/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$693,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,616
−HK$3,174/mo
▼ 0.25% · 3.875%
HK$52,190
−HK$1,600/mo
Today · 4.125%
HK$53,790
baseline
▲ 0.50% · 4.625%
HK$57,063
+HK$3,273/mo
Deposit HK$7.40M · loan HK$11.10M · min. income ≈ HK$107,580/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$693,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,310
−HK$3,042/mo
▼ 0.25% · 3.875%
HK$57,820
−HK$1,532/mo
Today · 4.125%
HK$59,352
baseline
▲ 0.50% · 4.625%
HK$62,480
+HK$3,128/mo
Deposit HK$7.40M · loan HK$11.10M · min. income ≈ HK$118,704/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$693,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,052
−HK$3,703/mo
▼ 0.25% · 3.875%
HK$60,889
−HK$1,866/mo
Today · 4.125%
HK$62,755
baseline
▲ 0.50% · 4.625%
HK$66,573
+HK$3,818/mo
Deposit HK$5.55M · loan HK$12.95M · min. income ≈ HK$125,510/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$693,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,694
−HK$3,550/mo
▼ 0.25% · 3.875%
HK$67,456
−HK$1,788/mo
Today · 4.125%
HK$69,244
baseline
▲ 0.50% · 4.625%
HK$72,894
+HK$3,650/mo
Deposit HK$5.55M · loan HK$12.95M · min. income ≈ HK$138,488/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$693,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,924
−HK$4,761/mo
▼ 0.25% · 3.875%
HK$78,285
−HK$2,400/mo
Today · 4.125%
HK$80,685
baseline
▲ 0.50% · 4.625%
HK$85,594
+HK$4,909/mo
Deposit HK$1.85M · loan HK$16.65M · min. income ≈ HK$161,370/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$693,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,464
−HK$4,564/mo
▼ 0.25% · 3.875%
HK$86,730
−HK$2,298/mo
Today · 4.125%
HK$89,028
baseline
▲ 0.50% · 4.625%
HK$93,720
+HK$4,692/mo
Deposit HK$1.85M · loan HK$16.65M · min. income ≈ HK$178,056/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$693,669 · Scale 2, in force from 26 Feb 2026)