LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,183
−HK$2,645/mo
▼ 0.25% · 3.875%
HK$43,495
−HK$1,333/mo
Today · 4.125%
HK$44,828
baseline
▲ 0.50% · 4.625%
HK$47,556
+HK$2,728/mo
Deposit HK$9.25M · loan HK$9.25M · min. income ≈ HK$89,656/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$693,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,928
−HK$2,535/mo
▼ 0.25% · 3.875%
HK$48,186
−HK$1,277/mo
Today · 4.125%
HK$49,463
baseline
▲ 0.50% · 4.625%
HK$52,070
+HK$2,607/mo
Deposit HK$9.25M · loan HK$9.25M · min. income ≈ HK$98,926/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$693,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,619
−HK$3,174/mo
▼ 0.25% · 3.875%
HK$52,194
−HK$1,599/mo
Today · 4.125%
HK$53,793
baseline
▲ 0.50% · 4.625%
HK$57,067
+HK$3,274/mo
Deposit HK$7.40M · loan HK$11.10M · min. income ≈ HK$107,586/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$693,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,313
−HK$3,043/mo
▼ 0.25% · 3.875%
HK$57,824
−HK$1,532/mo
Today · 4.125%
HK$59,356
baseline
▲ 0.50% · 4.625%
HK$62,485
+HK$3,129/mo
Deposit HK$7.40M · loan HK$11.10M · min. income ≈ HK$118,712/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$693,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,056
−HK$3,703/mo
▼ 0.25% · 3.875%
HK$60,893
−HK$1,866/mo
Today · 4.125%
HK$62,759
baseline
▲ 0.50% · 4.625%
HK$66,578
+HK$3,819/mo
Deposit HK$5.55M · loan HK$12.95M · min. income ≈ HK$125,518/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$693,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,699
−HK$3,549/mo
▼ 0.25% · 3.875%
HK$67,461
−HK$1,787/mo
Today · 4.125%
HK$69,248
baseline
▲ 0.50% · 4.625%
HK$72,899
+HK$3,651/mo
Deposit HK$5.55M · loan HK$12.95M · min. income ≈ HK$138,496/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$693,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,929
−HK$4,761/mo
▼ 0.25% · 3.875%
HK$78,291
−HK$2,399/mo
Today · 4.125%
HK$80,690
baseline
▲ 0.50% · 4.625%
HK$85,600
+HK$4,910/mo
Deposit HK$1.85M · loan HK$16.65M · min. income ≈ HK$161,380/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$693,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,470
−HK$4,564/mo
▼ 0.25% · 3.875%
HK$86,735
−HK$2,299/mo
Today · 4.125%
HK$89,034
baseline
▲ 0.50% · 4.625%
HK$93,727
+HK$4,693/mo
Deposit HK$1.85M · loan HK$16.65M · min. income ≈ HK$178,068/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$693,716 · Scale 2, in force from 26 Feb 2026)