LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,184
−HK$2,645/mo
▼ 0.25% · 3.875%
HK$43,496
−HK$1,333/mo
Today · 4.125%
HK$44,829
baseline
▲ 0.50% · 4.625%
HK$47,557
+HK$2,728/mo
Deposit HK$9.25M · loan HK$9.25M · min. income ≈ HK$89,658/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$693,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,929
−HK$2,536/mo
▼ 0.25% · 3.875%
HK$48,188
−HK$1,277/mo
Today · 4.125%
HK$49,465
baseline
▲ 0.50% · 4.625%
HK$52,072
+HK$2,607/mo
Deposit HK$9.25M · loan HK$9.25M · min. income ≈ HK$98,930/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$693,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,621
−HK$3,174/mo
▼ 0.25% · 3.875%
HK$52,196
−HK$1,599/mo
Today · 4.125%
HK$53,795
baseline
▲ 0.50% · 4.625%
HK$57,069
+HK$3,274/mo
Deposit HK$7.40M · loan HK$11.10M · min. income ≈ HK$107,590/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$693,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,315
−HK$3,043/mo
▼ 0.25% · 3.875%
HK$57,826
−HK$1,532/mo
Today · 4.125%
HK$59,358
baseline
▲ 0.50% · 4.625%
HK$62,487
+HK$3,129/mo
Deposit HK$7.40M · loan HK$11.10M · min. income ≈ HK$118,716/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$693,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,058
−HK$3,703/mo
▼ 0.25% · 3.875%
HK$60,895
−HK$1,866/mo
Today · 4.125%
HK$62,761
baseline
▲ 0.50% · 4.625%
HK$66,580
+HK$3,819/mo
Deposit HK$5.55M · loan HK$12.95M · min. income ≈ HK$125,522/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$693,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,701
−HK$3,550/mo
▼ 0.25% · 3.875%
HK$67,463
−HK$1,788/mo
Today · 4.125%
HK$69,251
baseline
▲ 0.50% · 4.625%
HK$72,901
+HK$3,650/mo
Deposit HK$5.55M · loan HK$12.95M · min. income ≈ HK$138,502/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$693,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,931
−HK$4,762/mo
▼ 0.25% · 3.875%
HK$78,293
−HK$2,400/mo
Today · 4.125%
HK$80,693
baseline
▲ 0.50% · 4.625%
HK$85,603
+HK$4,910/mo
Deposit HK$1.85M · loan HK$16.65M · min. income ≈ HK$161,386/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$693,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,473
−HK$4,564/mo
▼ 0.25% · 3.875%
HK$86,739
−HK$2,298/mo
Today · 4.125%
HK$89,037
baseline
▲ 0.50% · 4.625%
HK$93,730
+HK$4,693/mo
Deposit HK$1.85M · loan HK$16.65M · min. income ≈ HK$178,074/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$693,741 · Scale 2, in force from 26 Feb 2026)