LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,186
−HK$2,645/mo
▼ 0.25% · 3.875%
HK$43,498
−HK$1,333/mo
Today · 4.125%
HK$44,831
baseline
▲ 0.50% · 4.625%
HK$47,559
+HK$2,728/mo
Deposit HK$9.25M · loan HK$9.25M · min. income ≈ HK$89,662/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$693,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,931
−HK$2,536/mo
▼ 0.25% · 3.875%
HK$48,190
−HK$1,277/mo
Today · 4.125%
HK$49,467
baseline
▲ 0.50% · 4.625%
HK$52,074
+HK$2,607/mo
Deposit HK$9.25M · loan HK$9.25M · min. income ≈ HK$98,934/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$693,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,623
−HK$3,174/mo
▼ 0.25% · 3.875%
HK$52,197
−HK$1,600/mo
Today · 4.125%
HK$53,797
baseline
▲ 0.50% · 4.625%
HK$57,071
+HK$3,274/mo
Deposit HK$7.40M · loan HK$11.10M · min. income ≈ HK$107,594/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$693,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,317
−HK$3,043/mo
▼ 0.25% · 3.875%
HK$57,828
−HK$1,532/mo
Today · 4.125%
HK$59,360
baseline
▲ 0.50% · 4.625%
HK$62,489
+HK$3,129/mo
Deposit HK$7.40M · loan HK$11.10M · min. income ≈ HK$118,720/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$693,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,060
−HK$3,703/mo
▼ 0.25% · 3.875%
HK$60,897
−HK$1,866/mo
Today · 4.125%
HK$62,763
baseline
▲ 0.50% · 4.625%
HK$66,582
+HK$3,819/mo
Deposit HK$5.55M · loan HK$12.95M · min. income ≈ HK$125,526/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$693,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,704
−HK$3,549/mo
▼ 0.25% · 3.875%
HK$67,466
−HK$1,787/mo
Today · 4.125%
HK$69,253
baseline
▲ 0.50% · 4.625%
HK$72,904
+HK$3,651/mo
Deposit HK$5.55M · loan HK$12.95M · min. income ≈ HK$138,506/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$693,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,934
−HK$4,762/mo
▼ 0.25% · 3.875%
HK$78,296
−HK$2,400/mo
Today · 4.125%
HK$80,696
baseline
▲ 0.50% · 4.625%
HK$85,606
+HK$4,910/mo
Deposit HK$1.85M · loan HK$16.65M · min. income ≈ HK$161,392/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$693,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,476
−HK$4,564/mo
▼ 0.25% · 3.875%
HK$86,742
−HK$2,298/mo
Today · 4.125%
HK$89,040
baseline
▲ 0.50% · 4.625%
HK$93,733
+HK$4,693/mo
Deposit HK$1.85M · loan HK$16.65M · min. income ≈ HK$178,080/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$693,765 · Scale 2, in force from 26 Feb 2026)