LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,189
−HK$2,646/mo
▼ 0.25% · 3.875%
HK$43,501
−HK$1,334/mo
Today · 4.125%
HK$44,835
baseline
▲ 0.50% · 4.625%
HK$47,563
+HK$2,728/mo
Deposit HK$9.25M · loan HK$9.25M · min. income ≈ HK$89,670/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$693,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,935
−HK$2,536/mo
▼ 0.25% · 3.875%
HK$48,194
−HK$1,277/mo
Today · 4.125%
HK$49,471
baseline
▲ 0.50% · 4.625%
HK$52,078
+HK$2,607/mo
Deposit HK$9.25M · loan HK$9.25M · min. income ≈ HK$98,942/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$693,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,627
−HK$3,175/mo
▼ 0.25% · 3.875%
HK$52,202
−HK$1,600/mo
Today · 4.125%
HK$53,802
baseline
▲ 0.50% · 4.625%
HK$57,075
+HK$3,273/mo
Deposit HK$7.40M · loan HK$11.10M · min. income ≈ HK$107,604/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$693,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,322
−HK$3,043/mo
▼ 0.25% · 3.875%
HK$57,832
−HK$1,533/mo
Today · 4.125%
HK$59,365
baseline
▲ 0.50% · 4.625%
HK$62,494
+HK$3,129/mo
Deposit HK$7.40M · loan HK$11.10M · min. income ≈ HK$118,730/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$693,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,065
−HK$3,704/mo
▼ 0.25% · 3.875%
HK$60,902
−HK$1,867/mo
Today · 4.125%
HK$62,769
baseline
▲ 0.50% · 4.625%
HK$66,588
+HK$3,819/mo
Deposit HK$5.55M · loan HK$12.95M · min. income ≈ HK$125,538/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$693,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,709
−HK$3,550/mo
▼ 0.25% · 3.875%
HK$67,471
−HK$1,788/mo
Today · 4.125%
HK$69,259
baseline
▲ 0.50% · 4.625%
HK$72,910
+HK$3,651/mo
Deposit HK$5.55M · loan HK$12.95M · min. income ≈ HK$138,518/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$693,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,940
−HK$4,762/mo
▼ 0.25% · 3.875%
HK$78,302
−HK$2,400/mo
Today · 4.125%
HK$80,702
baseline
▲ 0.50% · 4.625%
HK$85,613
+HK$4,911/mo
Deposit HK$1.85M · loan HK$16.65M · min. income ≈ HK$161,404/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$693,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,483
−HK$4,564/mo
▼ 0.25% · 3.875%
HK$86,749
−HK$2,298/mo
Today · 4.125%
HK$89,047
baseline
▲ 0.50% · 4.625%
HK$93,741
+HK$4,694/mo
Deposit HK$1.85M · loan HK$16.65M · min. income ≈ HK$178,094/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$693,821 · Scale 2, in force from 26 Feb 2026)