LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,190
−HK$2,646/mo
▼ 0.25% · 3.875%
HK$43,503
−HK$1,333/mo
Today · 4.125%
HK$44,836
baseline
▲ 0.50% · 4.625%
HK$47,564
+HK$2,728/mo
Deposit HK$9.25M · loan HK$9.25M · min. income ≈ HK$89,672/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$693,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,936
−HK$2,536/mo
▼ 0.25% · 3.875%
HK$48,195
−HK$1,277/mo
Today · 4.125%
HK$49,472
baseline
▲ 0.50% · 4.625%
HK$52,080
+HK$2,608/mo
Deposit HK$9.25M · loan HK$9.25M · min. income ≈ HK$98,944/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$693,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,628
−HK$3,175/mo
▼ 0.25% · 3.875%
HK$52,203
−HK$1,600/mo
Today · 4.125%
HK$53,803
baseline
▲ 0.50% · 4.625%
HK$57,077
+HK$3,274/mo
Deposit HK$7.40M · loan HK$11.10M · min. income ≈ HK$107,606/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$693,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,324
−HK$3,043/mo
▼ 0.25% · 3.875%
HK$57,834
−HK$1,533/mo
Today · 4.125%
HK$59,367
baseline
▲ 0.50% · 4.625%
HK$62,496
+HK$3,129/mo
Deposit HK$7.40M · loan HK$11.10M · min. income ≈ HK$118,734/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$693,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,066
−HK$3,704/mo
▼ 0.25% · 3.875%
HK$60,904
−HK$1,866/mo
Today · 4.125%
HK$62,770
baseline
▲ 0.50% · 4.625%
HK$66,590
+HK$3,820/mo
Deposit HK$5.55M · loan HK$12.95M · min. income ≈ HK$125,540/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$693,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,711
−HK$3,550/mo
▼ 0.25% · 3.875%
HK$67,473
−HK$1,788/mo
Today · 4.125%
HK$69,261
baseline
▲ 0.50% · 4.625%
HK$72,912
+HK$3,651/mo
Deposit HK$5.55M · loan HK$12.95M · min. income ≈ HK$138,522/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$693,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,943
−HK$4,762/mo
▼ 0.25% · 3.875%
HK$78,305
−HK$2,400/mo
Today · 4.125%
HK$80,705
baseline
▲ 0.50% · 4.625%
HK$85,616
+HK$4,911/mo
Deposit HK$1.85M · loan HK$16.65M · min. income ≈ HK$161,410/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$693,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,485
−HK$4,565/mo
▼ 0.25% · 3.875%
HK$86,751
−HK$2,299/mo
Today · 4.125%
HK$89,050
baseline
▲ 0.50% · 4.625%
HK$93,744
+HK$4,694/mo
Deposit HK$1.85M · loan HK$16.65M · min. income ≈ HK$178,100/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$693,842 · Scale 2, in force from 26 Feb 2026)