LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,191
−HK$2,646/mo
▼ 0.25% · 3.875%
HK$43,504
−HK$1,333/mo
Today · 4.125%
HK$44,837
baseline
▲ 0.50% · 4.625%
HK$47,565
+HK$2,728/mo
Deposit HK$9.25M · loan HK$9.25M · min. income ≈ HK$89,674/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$693,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,938
−HK$2,535/mo
▼ 0.25% · 3.875%
HK$48,196
−HK$1,277/mo
Today · 4.125%
HK$49,473
baseline
▲ 0.50% · 4.625%
HK$52,081
+HK$2,608/mo
Deposit HK$9.25M · loan HK$9.25M · min. income ≈ HK$98,946/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$693,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,630
−HK$3,175/mo
▼ 0.25% · 3.875%
HK$52,205
−HK$1,600/mo
Today · 4.125%
HK$53,805
baseline
▲ 0.50% · 4.625%
HK$57,079
+HK$3,274/mo
Deposit HK$7.40M · loan HK$11.10M · min. income ≈ HK$107,610/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$693,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,325
−HK$3,043/mo
▼ 0.25% · 3.875%
HK$57,836
−HK$1,532/mo
Today · 4.125%
HK$59,368
baseline
▲ 0.50% · 4.625%
HK$62,497
+HK$3,129/mo
Deposit HK$7.40M · loan HK$11.10M · min. income ≈ HK$118,736/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$693,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,068
−HK$3,704/mo
▼ 0.25% · 3.875%
HK$60,905
−HK$1,867/mo
Today · 4.125%
HK$62,772
baseline
▲ 0.50% · 4.625%
HK$66,592
+HK$3,820/mo
Deposit HK$5.55M · loan HK$12.95M · min. income ≈ HK$125,544/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$693,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,713
−HK$3,550/mo
▼ 0.25% · 3.875%
HK$67,475
−HK$1,788/mo
Today · 4.125%
HK$69,263
baseline
▲ 0.50% · 4.625%
HK$72,914
+HK$3,651/mo
Deposit HK$5.55M · loan HK$12.95M · min. income ≈ HK$138,526/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$693,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,945
−HK$4,762/mo
▼ 0.25% · 3.875%
HK$78,307
−HK$2,400/mo
Today · 4.125%
HK$80,707
baseline
▲ 0.50% · 4.625%
HK$85,618
+HK$4,911/mo
Deposit HK$1.85M · loan HK$16.65M · min. income ≈ HK$161,414/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$693,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,488
−HK$4,564/mo
▼ 0.25% · 3.875%
HK$86,753
−HK$2,299/mo
Today · 4.125%
HK$89,052
baseline
▲ 0.50% · 4.625%
HK$93,746
+HK$4,694/mo
Deposit HK$1.85M · loan HK$16.65M · min. income ≈ HK$178,104/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$693,860 · Scale 2, in force from 26 Feb 2026)