LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,192
−HK$2,646/mo
▼ 0.25% · 3.875%
HK$43,504
−HK$1,334/mo
Today · 4.125%
HK$44,838
baseline
▲ 0.50% · 4.625%
HK$47,566
+HK$2,728/mo
Deposit HK$9.25M · loan HK$9.25M · min. income ≈ HK$89,676/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$693,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,938
−HK$2,536/mo
▼ 0.25% · 3.875%
HK$48,197
−HK$1,277/mo
Today · 4.125%
HK$49,474
baseline
▲ 0.50% · 4.625%
HK$52,082
+HK$2,608/mo
Deposit HK$9.25M · loan HK$9.25M · min. income ≈ HK$98,948/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$693,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,630
−HK$3,175/mo
▼ 0.25% · 3.875%
HK$52,205
−HK$1,600/mo
Today · 4.125%
HK$53,805
baseline
▲ 0.50% · 4.625%
HK$57,079
+HK$3,274/mo
Deposit HK$7.40M · loan HK$11.10M · min. income ≈ HK$107,610/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$693,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,325
−HK$3,044/mo
▼ 0.25% · 3.875%
HK$57,836
−HK$1,533/mo
Today · 4.125%
HK$59,369
baseline
▲ 0.50% · 4.625%
HK$62,498
+HK$3,129/mo
Deposit HK$7.40M · loan HK$11.10M · min. income ≈ HK$118,738/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$693,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,068
−HK$3,705/mo
▼ 0.25% · 3.875%
HK$60,906
−HK$1,867/mo
Today · 4.125%
HK$62,773
baseline
▲ 0.50% · 4.625%
HK$66,592
+HK$3,819/mo
Deposit HK$5.55M · loan HK$12.95M · min. income ≈ HK$125,546/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$693,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,713
−HK$3,550/mo
▼ 0.25% · 3.875%
HK$67,475
−HK$1,788/mo
Today · 4.125%
HK$69,263
baseline
▲ 0.50% · 4.625%
HK$72,914
+HK$3,651/mo
Deposit HK$5.55M · loan HK$12.95M · min. income ≈ HK$138,526/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$693,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,945
−HK$4,763/mo
▼ 0.25% · 3.875%
HK$78,307
−HK$2,401/mo
Today · 4.125%
HK$80,708
baseline
▲ 0.50% · 4.625%
HK$85,618
+HK$4,910/mo
Deposit HK$1.85M · loan HK$16.65M · min. income ≈ HK$161,416/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$693,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,488
−HK$4,565/mo
▼ 0.25% · 3.875%
HK$86,754
−HK$2,299/mo
Today · 4.125%
HK$89,053
baseline
▲ 0.50% · 4.625%
HK$93,747
+HK$4,694/mo
Deposit HK$1.85M · loan HK$16.65M · min. income ≈ HK$178,106/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$693,865 · Scale 2, in force from 26 Feb 2026)