LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,195
−HK$2,646/mo
▼ 0.25% · 3.875%
HK$43,508
−HK$1,333/mo
Today · 4.125%
HK$44,841
baseline
▲ 0.50% · 4.625%
HK$47,570
+HK$2,729/mo
Deposit HK$9.25M · loan HK$9.25M · min. income ≈ HK$89,682/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$693,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,942
−HK$2,536/mo
▼ 0.25% · 3.875%
HK$48,201
−HK$1,277/mo
Today · 4.125%
HK$49,478
baseline
▲ 0.50% · 4.625%
HK$52,086
+HK$2,608/mo
Deposit HK$9.25M · loan HK$9.25M · min. income ≈ HK$98,956/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$693,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,634
−HK$3,176/mo
▼ 0.25% · 3.875%
HK$52,209
−HK$1,601/mo
Today · 4.125%
HK$53,810
baseline
▲ 0.50% · 4.625%
HK$57,084
+HK$3,274/mo
Deposit HK$7.40M · loan HK$11.10M · min. income ≈ HK$107,620/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$693,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,330
−HK$3,044/mo
▼ 0.25% · 3.875%
HK$57,841
−HK$1,533/mo
Today · 4.125%
HK$59,374
baseline
▲ 0.50% · 4.625%
HK$62,503
+HK$3,129/mo
Deposit HK$7.40M · loan HK$11.10M · min. income ≈ HK$118,748/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$693,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,073
−HK$3,705/mo
▼ 0.25% · 3.875%
HK$60,911
−HK$1,867/mo
Today · 4.125%
HK$62,778
baseline
▲ 0.50% · 4.625%
HK$66,598
+HK$3,820/mo
Deposit HK$5.55M · loan HK$12.95M · min. income ≈ HK$125,556/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$693,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,719
−HK$3,550/mo
▼ 0.25% · 3.875%
HK$67,481
−HK$1,788/mo
Today · 4.125%
HK$69,269
baseline
▲ 0.50% · 4.625%
HK$72,920
+HK$3,651/mo
Deposit HK$5.55M · loan HK$12.95M · min. income ≈ HK$138,538/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$693,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,951
−HK$4,763/mo
▼ 0.25% · 3.875%
HK$78,314
−HK$2,400/mo
Today · 4.125%
HK$80,714
baseline
▲ 0.50% · 4.625%
HK$85,626
+HK$4,912/mo
Deposit HK$1.85M · loan HK$16.65M · min. income ≈ HK$161,428/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$693,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,495
−HK$4,565/mo
▼ 0.25% · 3.875%
HK$86,761
−HK$2,299/mo
Today · 4.125%
HK$89,060
baseline
▲ 0.50% · 4.625%
HK$93,755
+HK$4,695/mo
Deposit HK$1.85M · loan HK$16.65M · min. income ≈ HK$178,120/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$693,924 · Scale 2, in force from 26 Feb 2026)