LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,197
−HK$2,646/mo
▼ 0.25% · 3.875%
HK$43,509
−HK$1,334/mo
Today · 4.125%
HK$44,843
baseline
▲ 0.50% · 4.625%
HK$47,571
+HK$2,728/mo
Deposit HK$9.25M · loan HK$9.25M · min. income ≈ HK$89,686/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$693,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,943
−HK$2,537/mo
▼ 0.25% · 3.875%
HK$48,202
−HK$1,278/mo
Today · 4.125%
HK$49,480
baseline
▲ 0.50% · 4.625%
HK$52,088
+HK$2,608/mo
Deposit HK$9.25M · loan HK$9.25M · min. income ≈ HK$98,960/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$693,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,636
−HK$3,175/mo
▼ 0.25% · 3.875%
HK$52,211
−HK$1,600/mo
Today · 4.125%
HK$53,811
baseline
▲ 0.50% · 4.625%
HK$57,086
+HK$3,275/mo
Deposit HK$7.40M · loan HK$11.10M · min. income ≈ HK$107,622/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$693,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,332
−HK$3,043/mo
▼ 0.25% · 3.875%
HK$57,843
−HK$1,532/mo
Today · 4.125%
HK$59,375
baseline
▲ 0.50% · 4.625%
HK$62,505
+HK$3,130/mo
Deposit HK$7.40M · loan HK$11.10M · min. income ≈ HK$118,750/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$693,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,075
−HK$3,705/mo
▼ 0.25% · 3.875%
HK$60,913
−HK$1,867/mo
Today · 4.125%
HK$62,780
baseline
▲ 0.50% · 4.625%
HK$66,600
+HK$3,820/mo
Deposit HK$5.55M · loan HK$12.95M · min. income ≈ HK$125,560/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$693,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,721
−HK$3,550/mo
▼ 0.25% · 3.875%
HK$67,483
−HK$1,788/mo
Today · 4.125%
HK$69,271
baseline
▲ 0.50% · 4.625%
HK$72,923
+HK$3,652/mo
Deposit HK$5.55M · loan HK$12.95M · min. income ≈ HK$138,542/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$693,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,954
−HK$4,763/mo
▼ 0.25% · 3.875%
HK$78,317
−HK$2,400/mo
Today · 4.125%
HK$80,717
baseline
▲ 0.50% · 4.625%
HK$85,628
+HK$4,911/mo
Deposit HK$1.85M · loan HK$16.65M · min. income ≈ HK$161,434/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$693,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,498
−HK$4,565/mo
▼ 0.25% · 3.875%
HK$86,764
−HK$2,299/mo
Today · 4.125%
HK$89,063
baseline
▲ 0.50% · 4.625%
HK$93,758
+HK$4,695/mo
Deposit HK$1.85M · loan HK$16.65M · min. income ≈ HK$178,126/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$693,946 · Scale 2, in force from 26 Feb 2026)