LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,197
−HK$2,647/mo
▼ 0.25% · 3.875%
HK$43,510
−HK$1,334/mo
Today · 4.125%
HK$44,844
baseline
▲ 0.50% · 4.625%
HK$47,572
+HK$2,728/mo
Deposit HK$9.25M · loan HK$9.25M · min. income ≈ HK$89,688/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$693,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,944
−HK$2,536/mo
▼ 0.25% · 3.875%
HK$48,203
−HK$1,277/mo
Today · 4.125%
HK$49,480
baseline
▲ 0.50% · 4.625%
HK$52,089
+HK$2,609/mo
Deposit HK$9.25M · loan HK$9.25M · min. income ≈ HK$98,960/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$693,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,637
−HK$3,175/mo
▼ 0.25% · 3.875%
HK$52,212
−HK$1,600/mo
Today · 4.125%
HK$53,812
baseline
▲ 0.50% · 4.625%
HK$57,087
+HK$3,275/mo
Deposit HK$7.40M · loan HK$11.10M · min. income ≈ HK$107,624/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$693,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,333
−HK$3,044/mo
▼ 0.25% · 3.875%
HK$57,844
−HK$1,533/mo
Today · 4.125%
HK$59,377
baseline
▲ 0.50% · 4.625%
HK$62,506
+HK$3,129/mo
Deposit HK$7.40M · loan HK$11.10M · min. income ≈ HK$118,754/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$693,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,076
−HK$3,705/mo
▼ 0.25% · 3.875%
HK$60,914
−HK$1,867/mo
Today · 4.125%
HK$62,781
baseline
▲ 0.50% · 4.625%
HK$66,601
+HK$3,820/mo
Deposit HK$5.55M · loan HK$12.95M · min. income ≈ HK$125,562/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$693,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,722
−HK$3,551/mo
▼ 0.25% · 3.875%
HK$67,485
−HK$1,788/mo
Today · 4.125%
HK$69,273
baseline
▲ 0.50% · 4.625%
HK$72,924
+HK$3,651/mo
Deposit HK$5.55M · loan HK$12.95M · min. income ≈ HK$138,546/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$693,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,955
−HK$4,763/mo
▼ 0.25% · 3.875%
HK$78,318
−HK$2,400/mo
Today · 4.125%
HK$80,718
baseline
▲ 0.50% · 4.625%
HK$85,630
+HK$4,912/mo
Deposit HK$1.85M · loan HK$16.66M · min. income ≈ HK$161,436/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$693,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,500
−HK$4,565/mo
▼ 0.25% · 3.875%
HK$86,766
−HK$2,299/mo
Today · 4.125%
HK$89,065
baseline
▲ 0.50% · 4.625%
HK$93,760
+HK$4,695/mo
Deposit HK$1.85M · loan HK$16.66M · min. income ≈ HK$178,130/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$693,959 · Scale 2, in force from 26 Feb 2026)