LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,200
−HK$2,646/mo
▼ 0.25% · 3.875%
HK$43,512
−HK$1,334/mo
Today · 4.125%
HK$44,846
baseline
▲ 0.50% · 4.625%
HK$47,575
+HK$2,729/mo
Deposit HK$9.25M · loan HK$9.25M · min. income ≈ HK$89,692/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$693,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,947
−HK$2,536/mo
▼ 0.25% · 3.875%
HK$48,206
−HK$1,277/mo
Today · 4.125%
HK$49,483
baseline
▲ 0.50% · 4.625%
HK$52,092
+HK$2,609/mo
Deposit HK$9.25M · loan HK$9.25M · min. income ≈ HK$98,966/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$693,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,640
−HK$3,175/mo
▼ 0.25% · 3.875%
HK$52,215
−HK$1,600/mo
Today · 4.125%
HK$53,815
baseline
▲ 0.50% · 4.625%
HK$57,090
+HK$3,275/mo
Deposit HK$7.40M · loan HK$11.10M · min. income ≈ HK$107,630/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$693,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,336
−HK$3,044/mo
▼ 0.25% · 3.875%
HK$57,847
−HK$1,533/mo
Today · 4.125%
HK$59,380
baseline
▲ 0.50% · 4.625%
HK$62,510
+HK$3,130/mo
Deposit HK$7.40M · loan HK$11.10M · min. income ≈ HK$118,760/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$693,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,080
−HK$3,705/mo
▼ 0.25% · 3.875%
HK$60,917
−HK$1,868/mo
Today · 4.125%
HK$62,785
baseline
▲ 0.50% · 4.625%
HK$66,605
+HK$3,820/mo
Deposit HK$5.55M · loan HK$12.95M · min. income ≈ HK$125,570/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$693,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,726
−HK$3,551/mo
▼ 0.25% · 3.875%
HK$67,488
−HK$1,789/mo
Today · 4.125%
HK$69,277
baseline
▲ 0.50% · 4.625%
HK$72,928
+HK$3,651/mo
Deposit HK$5.55M · loan HK$12.95M · min. income ≈ HK$138,554/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$693,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,960
−HK$4,763/mo
▼ 0.25% · 3.875%
HK$78,322
−HK$2,401/mo
Today · 4.125%
HK$80,723
baseline
▲ 0.50% · 4.625%
HK$85,635
+HK$4,912/mo
Deposit HK$1.85M · loan HK$16.66M · min. income ≈ HK$161,446/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$693,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,504
−HK$4,566/mo
▼ 0.25% · 3.875%
HK$86,771
−HK$2,299/mo
Today · 4.125%
HK$89,070
baseline
▲ 0.50% · 4.625%
HK$93,765
+HK$4,695/mo
Deposit HK$1.85M · loan HK$16.66M · min. income ≈ HK$178,140/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$693,999 · Scale 2, in force from 26 Feb 2026)