LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,201
−HK$2,646/mo
▼ 0.25% · 3.875%
HK$43,513
−HK$1,334/mo
Today · 4.125%
HK$44,847
baseline
▲ 0.50% · 4.625%
HK$47,576
+HK$2,729/mo
Deposit HK$9.25M · loan HK$9.25M · min. income ≈ HK$89,694/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$694,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,948
−HK$2,536/mo
▼ 0.25% · 3.875%
HK$48,207
−HK$1,277/mo
Today · 4.125%
HK$49,484
baseline
▲ 0.50% · 4.625%
HK$52,093
+HK$2,609/mo
Deposit HK$9.25M · loan HK$9.25M · min. income ≈ HK$98,968/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$694,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,641
−HK$3,175/mo
▼ 0.25% · 3.875%
HK$52,216
−HK$1,600/mo
Today · 4.125%
HK$53,816
baseline
▲ 0.50% · 4.625%
HK$57,091
+HK$3,275/mo
Deposit HK$7.40M · loan HK$11.10M · min. income ≈ HK$107,632/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$694,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,337
−HK$3,044/mo
▼ 0.25% · 3.875%
HK$57,848
−HK$1,533/mo
Today · 4.125%
HK$59,381
baseline
▲ 0.50% · 4.625%
HK$62,511
+HK$3,130/mo
Deposit HK$7.40M · loan HK$11.10M · min. income ≈ HK$118,762/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$694,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,081
−HK$3,705/mo
▼ 0.25% · 3.875%
HK$60,919
−HK$1,867/mo
Today · 4.125%
HK$62,786
baseline
▲ 0.50% · 4.625%
HK$66,606
+HK$3,820/mo
Deposit HK$5.55M · loan HK$12.95M · min. income ≈ HK$125,572/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$694,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,727
−HK$3,551/mo
▼ 0.25% · 3.875%
HK$67,490
−HK$1,788/mo
Today · 4.125%
HK$69,278
baseline
▲ 0.50% · 4.625%
HK$72,930
+HK$3,652/mo
Deposit HK$5.55M · loan HK$12.95M · min. income ≈ HK$138,556/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$694,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,961
−HK$4,764/mo
▼ 0.25% · 3.875%
HK$78,324
−HK$2,401/mo
Today · 4.125%
HK$80,725
baseline
▲ 0.50% · 4.625%
HK$85,637
+HK$4,912/mo
Deposit HK$1.85M · loan HK$16.66M · min. income ≈ HK$161,450/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$694,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,506
−HK$4,566/mo
▼ 0.25% · 3.875%
HK$86,773
−HK$2,299/mo
Today · 4.125%
HK$89,072
baseline
▲ 0.50% · 4.625%
HK$93,767
+HK$4,695/mo
Deposit HK$1.85M · loan HK$16.66M · min. income ≈ HK$178,144/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$694,013 · Scale 2, in force from 26 Feb 2026)