LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,203
−HK$2,647/mo
▼ 0.25% · 3.875%
HK$43,516
−HK$1,334/mo
Today · 4.125%
HK$44,850
baseline
▲ 0.50% · 4.625%
HK$47,579
+HK$2,729/mo
Deposit HK$9.25M · loan HK$9.25M · min. income ≈ HK$89,700/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$694,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,951
−HK$2,536/mo
▼ 0.25% · 3.875%
HK$48,210
−HK$1,277/mo
Today · 4.125%
HK$49,487
baseline
▲ 0.50% · 4.625%
HK$52,096
+HK$2,609/mo
Deposit HK$9.25M · loan HK$9.25M · min. income ≈ HK$98,974/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$694,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,644
−HK$3,176/mo
▼ 0.25% · 3.875%
HK$52,219
−HK$1,601/mo
Today · 4.125%
HK$53,820
baseline
▲ 0.50% · 4.625%
HK$57,094
+HK$3,274/mo
Deposit HK$7.40M · loan HK$11.10M · min. income ≈ HK$107,640/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$694,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,341
−HK$3,044/mo
▼ 0.25% · 3.875%
HK$57,852
−HK$1,533/mo
Today · 4.125%
HK$59,385
baseline
▲ 0.50% · 4.625%
HK$62,515
+HK$3,130/mo
Deposit HK$7.40M · loan HK$11.10M · min. income ≈ HK$118,770/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$694,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,084
−HK$3,705/mo
▼ 0.25% · 3.875%
HK$60,922
−HK$1,867/mo
Today · 4.125%
HK$62,789
baseline
▲ 0.50% · 4.625%
HK$66,610
+HK$3,821/mo
Deposit HK$5.55M · loan HK$12.96M · min. income ≈ HK$125,578/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$694,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,731
−HK$3,551/mo
▼ 0.25% · 3.875%
HK$67,494
−HK$1,788/mo
Today · 4.125%
HK$69,282
baseline
▲ 0.50% · 4.625%
HK$72,934
+HK$3,652/mo
Deposit HK$5.55M · loan HK$12.96M · min. income ≈ HK$138,564/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$694,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,966
−HK$4,763/mo
▼ 0.25% · 3.875%
HK$78,329
−HK$2,400/mo
Today · 4.125%
HK$80,729
baseline
▲ 0.50% · 4.625%
HK$85,642
+HK$4,913/mo
Deposit HK$1.85M · loan HK$16.66M · min. income ≈ HK$161,458/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$694,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,511
−HK$4,566/mo
▼ 0.25% · 3.875%
HK$86,778
−HK$2,299/mo
Today · 4.125%
HK$89,077
baseline
▲ 0.50% · 4.625%
HK$93,772
+HK$4,695/mo
Deposit HK$1.85M · loan HK$16.66M · min. income ≈ HK$178,154/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$694,053 · Scale 2, in force from 26 Feb 2026)