LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,205
−HK$2,646/mo
▼ 0.25% · 3.875%
HK$43,518
−HK$1,333/mo
Today · 4.125%
HK$44,851
baseline
▲ 0.50% · 4.625%
HK$47,581
+HK$2,730/mo
Deposit HK$9.25M · loan HK$9.25M · min. income ≈ HK$89,702/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$694,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,952
−HK$2,537/mo
▼ 0.25% · 3.875%
HK$48,212
−HK$1,277/mo
Today · 4.125%
HK$49,489
baseline
▲ 0.50% · 4.625%
HK$52,098
+HK$2,609/mo
Deposit HK$9.25M · loan HK$9.25M · min. income ≈ HK$98,978/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$694,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,646
−HK$3,176/mo
▼ 0.25% · 3.875%
HK$52,221
−HK$1,601/mo
Today · 4.125%
HK$53,822
baseline
▲ 0.50% · 4.625%
HK$57,097
+HK$3,275/mo
Deposit HK$7.40M · loan HK$11.11M · min. income ≈ HK$107,644/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$694,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,343
−HK$3,044/mo
▼ 0.25% · 3.875%
HK$57,854
−HK$1,533/mo
Today · 4.125%
HK$59,387
baseline
▲ 0.50% · 4.625%
HK$62,517
+HK$3,130/mo
Deposit HK$7.40M · loan HK$11.11M · min. income ≈ HK$118,774/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$694,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,087
−HK$3,705/mo
▼ 0.25% · 3.875%
HK$60,925
−HK$1,867/mo
Today · 4.125%
HK$62,792
baseline
▲ 0.50% · 4.625%
HK$66,613
+HK$3,821/mo
Deposit HK$5.55M · loan HK$12.96M · min. income ≈ HK$125,584/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$694,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,733
−HK$3,552/mo
▼ 0.25% · 3.875%
HK$67,496
−HK$1,789/mo
Today · 4.125%
HK$69,285
baseline
▲ 0.50% · 4.625%
HK$72,937
+HK$3,652/mo
Deposit HK$5.55M · loan HK$12.96M · min. income ≈ HK$138,570/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$694,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,969
−HK$4,764/mo
▼ 0.25% · 3.875%
HK$78,332
−HK$2,401/mo
Today · 4.125%
HK$80,733
baseline
▲ 0.50% · 4.625%
HK$85,645
+HK$4,912/mo
Deposit HK$1.85M · loan HK$16.66M · min. income ≈ HK$161,466/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$694,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,514
−HK$4,566/mo
▼ 0.25% · 3.875%
HK$86,781
−HK$2,299/mo
Today · 4.125%
HK$89,080
baseline
▲ 0.50% · 4.625%
HK$93,776
+HK$4,696/mo
Deposit HK$1.85M · loan HK$16.66M · min. income ≈ HK$178,160/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$694,081 · Scale 2, in force from 26 Feb 2026)