LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,206
−HK$2,646/mo
▼ 0.25% · 3.875%
HK$43,519
−HK$1,333/mo
Today · 4.125%
HK$44,852
baseline
▲ 0.50% · 4.625%
HK$47,582
+HK$2,730/mo
Deposit HK$9.25M · loan HK$9.25M · min. income ≈ HK$89,704/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$694,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,953
−HK$2,537/mo
▼ 0.25% · 3.875%
HK$48,213
−HK$1,277/mo
Today · 4.125%
HK$49,490
baseline
▲ 0.50% · 4.625%
HK$52,099
+HK$2,609/mo
Deposit HK$9.25M · loan HK$9.25M · min. income ≈ HK$98,980/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$694,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,647
−HK$3,176/mo
▼ 0.25% · 3.875%
HK$52,222
−HK$1,601/mo
Today · 4.125%
HK$53,823
baseline
▲ 0.50% · 4.625%
HK$57,098
+HK$3,275/mo
Deposit HK$7.40M · loan HK$11.11M · min. income ≈ HK$107,646/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$694,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,344
−HK$3,044/mo
▼ 0.25% · 3.875%
HK$57,855
−HK$1,533/mo
Today · 4.125%
HK$59,388
baseline
▲ 0.50% · 4.625%
HK$62,519
+HK$3,131/mo
Deposit HK$7.40M · loan HK$11.11M · min. income ≈ HK$118,776/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$694,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,088
−HK$3,705/mo
▼ 0.25% · 3.875%
HK$60,926
−HK$1,867/mo
Today · 4.125%
HK$62,793
baseline
▲ 0.50% · 4.625%
HK$66,614
+HK$3,821/mo
Deposit HK$5.55M · loan HK$12.96M · min. income ≈ HK$125,586/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$694,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,735
−HK$3,551/mo
▼ 0.25% · 3.875%
HK$67,498
−HK$1,788/mo
Today · 4.125%
HK$69,286
baseline
▲ 0.50% · 4.625%
HK$72,938
+HK$3,652/mo
Deposit HK$5.55M · loan HK$12.96M · min. income ≈ HK$138,572/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$694,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,970
−HK$4,764/mo
▼ 0.25% · 3.875%
HK$78,333
−HK$2,401/mo
Today · 4.125%
HK$80,734
baseline
▲ 0.50% · 4.625%
HK$85,647
+HK$4,913/mo
Deposit HK$1.85M · loan HK$16.66M · min. income ≈ HK$161,468/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$694,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,516
−HK$4,566/mo
▼ 0.25% · 3.875%
HK$86,783
−HK$2,299/mo
Today · 4.125%
HK$89,082
baseline
▲ 0.50% · 4.625%
HK$93,778
+HK$4,696/mo
Deposit HK$1.85M · loan HK$16.66M · min. income ≈ HK$178,164/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$694,096 · Scale 2, in force from 26 Feb 2026)