LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,207
−HK$2,647/mo
▼ 0.25% · 3.875%
HK$43,520
−HK$1,334/mo
Today · 4.125%
HK$44,854
baseline
▲ 0.50% · 4.625%
HK$47,583
+HK$2,729/mo
Deposit HK$9.25M · loan HK$9.25M · min. income ≈ HK$89,708/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$694,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,955
−HK$2,537/mo
▼ 0.25% · 3.875%
HK$48,214
−HK$1,278/mo
Today · 4.125%
HK$49,492
baseline
▲ 0.50% · 4.625%
HK$52,101
+HK$2,609/mo
Deposit HK$9.25M · loan HK$9.25M · min. income ≈ HK$98,984/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$694,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,649
−HK$3,176/mo
▼ 0.25% · 3.875%
HK$52,224
−HK$1,601/mo
Today · 4.125%
HK$53,825
baseline
▲ 0.50% · 4.625%
HK$57,100
+HK$3,275/mo
Deposit HK$7.40M · loan HK$11.11M · min. income ≈ HK$107,650/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$694,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,346
−HK$3,044/mo
▼ 0.25% · 3.875%
HK$57,857
−HK$1,533/mo
Today · 4.125%
HK$59,390
baseline
▲ 0.50% · 4.625%
HK$62,521
+HK$3,131/mo
Deposit HK$7.40M · loan HK$11.11M · min. income ≈ HK$118,780/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$694,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,090
−HK$3,706/mo
▼ 0.25% · 3.875%
HK$60,928
−HK$1,868/mo
Today · 4.125%
HK$62,796
baseline
▲ 0.50% · 4.625%
HK$66,617
+HK$3,821/mo
Deposit HK$5.55M · loan HK$12.96M · min. income ≈ HK$125,592/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$694,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,737
−HK$3,552/mo
▼ 0.25% · 3.875%
HK$67,500
−HK$1,789/mo
Today · 4.125%
HK$69,289
baseline
▲ 0.50% · 4.625%
HK$72,941
+HK$3,652/mo
Deposit HK$5.55M · loan HK$12.96M · min. income ≈ HK$138,578/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$694,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,973
−HK$4,764/mo
▼ 0.25% · 3.875%
HK$78,336
−HK$2,401/mo
Today · 4.125%
HK$80,737
baseline
▲ 0.50% · 4.625%
HK$85,650
+HK$4,913/mo
Deposit HK$1.85M · loan HK$16.66M · min. income ≈ HK$161,474/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$694,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,519
−HK$4,567/mo
▼ 0.25% · 3.875%
HK$86,786
−HK$2,300/mo
Today · 4.125%
HK$89,086
baseline
▲ 0.50% · 4.625%
HK$93,781
+HK$4,695/mo
Deposit HK$1.85M · loan HK$16.66M · min. income ≈ HK$178,172/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$694,121 · Scale 2, in force from 26 Feb 2026)