LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,208
−HK$2,647/mo
▼ 0.25% · 3.875%
HK$43,521
−HK$1,334/mo
Today · 4.125%
HK$44,855
baseline
▲ 0.50% · 4.625%
HK$47,584
+HK$2,729/mo
Deposit HK$9.26M · loan HK$9.26M · min. income ≈ HK$89,710/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$694,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,956
−HK$2,537/mo
▼ 0.25% · 3.875%
HK$48,215
−HK$1,278/mo
Today · 4.125%
HK$49,493
baseline
▲ 0.50% · 4.625%
HK$52,101
+HK$2,608/mo
Deposit HK$9.26M · loan HK$9.26M · min. income ≈ HK$98,986/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$694,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,649
−HK$3,177/mo
▼ 0.25% · 3.875%
HK$52,225
−HK$1,601/mo
Today · 4.125%
HK$53,826
baseline
▲ 0.50% · 4.625%
HK$57,101
+HK$3,275/mo
Deposit HK$7.40M · loan HK$11.11M · min. income ≈ HK$107,652/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$694,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,347
−HK$3,044/mo
▼ 0.25% · 3.875%
HK$57,858
−HK$1,533/mo
Today · 4.125%
HK$59,391
baseline
▲ 0.50% · 4.625%
HK$62,522
+HK$3,131/mo
Deposit HK$7.40M · loan HK$11.11M · min. income ≈ HK$118,782/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$694,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,091
−HK$3,705/mo
▼ 0.25% · 3.875%
HK$60,929
−HK$1,867/mo
Today · 4.125%
HK$62,796
baseline
▲ 0.50% · 4.625%
HK$66,617
+HK$3,821/mo
Deposit HK$5.55M · loan HK$12.96M · min. income ≈ HK$125,592/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$694,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,738
−HK$3,552/mo
▼ 0.25% · 3.875%
HK$67,501
−HK$1,789/mo
Today · 4.125%
HK$69,290
baseline
▲ 0.50% · 4.625%
HK$72,942
+HK$3,652/mo
Deposit HK$5.55M · loan HK$12.96M · min. income ≈ HK$138,580/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$694,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,974
−HK$4,764/mo
▼ 0.25% · 3.875%
HK$78,337
−HK$2,401/mo
Today · 4.125%
HK$80,738
baseline
▲ 0.50% · 4.625%
HK$85,651
+HK$4,913/mo
Deposit HK$1.85M · loan HK$16.66M · min. income ≈ HK$161,476/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$694,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,520
−HK$4,567/mo
▼ 0.25% · 3.875%
HK$86,787
−HK$2,300/mo
Today · 4.125%
HK$89,087
baseline
▲ 0.50% · 4.625%
HK$93,783
+HK$4,696/mo
Deposit HK$1.85M · loan HK$16.66M · min. income ≈ HK$178,174/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$694,129 · Scale 2, in force from 26 Feb 2026)