LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,209
−HK$2,646/mo
▼ 0.25% · 3.875%
HK$43,522
−HK$1,333/mo
Today · 4.125%
HK$44,855
baseline
▲ 0.50% · 4.625%
HK$47,585
+HK$2,730/mo
Deposit HK$9.26M · loan HK$9.26M · min. income ≈ HK$89,710/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$694,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,957
−HK$2,537/mo
▼ 0.25% · 3.875%
HK$48,216
−HK$1,278/mo
Today · 4.125%
HK$49,494
baseline
▲ 0.50% · 4.625%
HK$52,102
+HK$2,608/mo
Deposit HK$9.26M · loan HK$9.26M · min. income ≈ HK$98,988/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$694,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,650
−HK$3,177/mo
▼ 0.25% · 3.875%
HK$52,226
−HK$1,601/mo
Today · 4.125%
HK$53,827
baseline
▲ 0.50% · 4.625%
HK$57,102
+HK$3,275/mo
Deposit HK$7.40M · loan HK$11.11M · min. income ≈ HK$107,654/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$694,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,348
−HK$3,044/mo
▼ 0.25% · 3.875%
HK$57,859
−HK$1,533/mo
Today · 4.125%
HK$59,392
baseline
▲ 0.50% · 4.625%
HK$62,523
+HK$3,131/mo
Deposit HK$7.40M · loan HK$11.11M · min. income ≈ HK$118,784/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$694,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,092
−HK$3,706/mo
▼ 0.25% · 3.875%
HK$60,930
−HK$1,868/mo
Today · 4.125%
HK$62,798
baseline
▲ 0.50% · 4.625%
HK$66,619
+HK$3,821/mo
Deposit HK$5.55M · loan HK$12.96M · min. income ≈ HK$125,596/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$694,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,739
−HK$3,552/mo
▼ 0.25% · 3.875%
HK$67,502
−HK$1,789/mo
Today · 4.125%
HK$69,291
baseline
▲ 0.50% · 4.625%
HK$72,943
+HK$3,652/mo
Deposit HK$5.55M · loan HK$12.96M · min. income ≈ HK$138,582/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$694,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,976
−HK$4,764/mo
▼ 0.25% · 3.875%
HK$78,339
−HK$2,401/mo
Today · 4.125%
HK$80,740
baseline
▲ 0.50% · 4.625%
HK$85,653
+HK$4,913/mo
Deposit HK$1.85M · loan HK$16.66M · min. income ≈ HK$161,480/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$694,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,522
−HK$4,566/mo
▼ 0.25% · 3.875%
HK$86,789
−HK$2,299/mo
Today · 4.125%
HK$89,088
baseline
▲ 0.50% · 4.625%
HK$93,784
+HK$4,696/mo
Deposit HK$1.85M · loan HK$16.66M · min. income ≈ HK$178,176/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$694,143 · Scale 2, in force from 26 Feb 2026)