LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,210
−HK$2,647/mo
▼ 0.25% · 3.875%
HK$43,523
−HK$1,334/mo
Today · 4.125%
HK$44,857
baseline
▲ 0.50% · 4.625%
HK$47,586
+HK$2,729/mo
Deposit HK$9.26M · loan HK$9.26M · min. income ≈ HK$89,714/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$694,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,958
−HK$2,537/mo
▼ 0.25% · 3.875%
HK$48,217
−HK$1,278/mo
Today · 4.125%
HK$49,495
baseline
▲ 0.50% · 4.625%
HK$52,104
+HK$2,609/mo
Deposit HK$9.26M · loan HK$9.26M · min. income ≈ HK$98,990/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$694,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,652
−HK$3,176/mo
▼ 0.25% · 3.875%
HK$52,227
−HK$1,601/mo
Today · 4.125%
HK$53,828
baseline
▲ 0.50% · 4.625%
HK$57,103
+HK$3,275/mo
Deposit HK$7.40M · loan HK$11.11M · min. income ≈ HK$107,656/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$694,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,349
−HK$3,045/mo
▼ 0.25% · 3.875%
HK$57,861
−HK$1,533/mo
Today · 4.125%
HK$59,394
baseline
▲ 0.50% · 4.625%
HK$62,525
+HK$3,131/mo
Deposit HK$7.40M · loan HK$11.11M · min. income ≈ HK$118,788/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$694,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,094
−HK$3,705/mo
▼ 0.25% · 3.875%
HK$60,932
−HK$1,867/mo
Today · 4.125%
HK$62,799
baseline
▲ 0.50% · 4.625%
HK$66,620
+HK$3,821/mo
Deposit HK$5.55M · loan HK$12.96M · min. income ≈ HK$125,598/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$694,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,741
−HK$3,552/mo
▼ 0.25% · 3.875%
HK$67,504
−HK$1,789/mo
Today · 4.125%
HK$69,293
baseline
▲ 0.50% · 4.625%
HK$72,945
+HK$3,652/mo
Deposit HK$5.55M · loan HK$12.96M · min. income ≈ HK$138,586/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$694,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,977
−HK$4,765/mo
▼ 0.25% · 3.875%
HK$78,341
−HK$2,401/mo
Today · 4.125%
HK$80,742
baseline
▲ 0.50% · 4.625%
HK$85,655
+HK$4,913/mo
Deposit HK$1.85M · loan HK$16.66M · min. income ≈ HK$161,484/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$694,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,524
−HK$4,567/mo
▼ 0.25% · 3.875%
HK$86,791
−HK$2,300/mo
Today · 4.125%
HK$89,091
baseline
▲ 0.50% · 4.625%
HK$93,787
+HK$4,696/mo
Deposit HK$1.85M · loan HK$16.66M · min. income ≈ HK$178,182/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$694,160 · Scale 2, in force from 26 Feb 2026)