LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,211
−HK$2,647/mo
▼ 0.25% · 3.875%
HK$43,524
−HK$1,334/mo
Today · 4.125%
HK$44,858
baseline
▲ 0.50% · 4.625%
HK$47,588
+HK$2,730/mo
Deposit HK$9.26M · loan HK$9.26M · min. income ≈ HK$89,716/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$694,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,960
−HK$2,537/mo
▼ 0.25% · 3.875%
HK$48,219
−HK$1,278/mo
Today · 4.125%
HK$49,497
baseline
▲ 0.50% · 4.625%
HK$52,106
+HK$2,609/mo
Deposit HK$9.26M · loan HK$9.26M · min. income ≈ HK$98,994/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$694,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,654
−HK$3,176/mo
▼ 0.25% · 3.875%
HK$52,229
−HK$1,601/mo
Today · 4.125%
HK$53,830
baseline
▲ 0.50% · 4.625%
HK$57,106
+HK$3,276/mo
Deposit HK$7.40M · loan HK$11.11M · min. income ≈ HK$107,660/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$694,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,352
−HK$3,044/mo
▼ 0.25% · 3.875%
HK$57,863
−HK$1,533/mo
Today · 4.125%
HK$59,396
baseline
▲ 0.50% · 4.625%
HK$62,527
+HK$3,131/mo
Deposit HK$7.40M · loan HK$11.11M · min. income ≈ HK$118,792/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$694,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,096
−HK$3,706/mo
▼ 0.25% · 3.875%
HK$60,934
−HK$1,868/mo
Today · 4.125%
HK$62,802
baseline
▲ 0.50% · 4.625%
HK$66,623
+HK$3,821/mo
Deposit HK$5.55M · loan HK$12.96M · min. income ≈ HK$125,604/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$694,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,744
−HK$3,552/mo
▼ 0.25% · 3.875%
HK$67,507
−HK$1,789/mo
Today · 4.125%
HK$69,296
baseline
▲ 0.50% · 4.625%
HK$72,948
+HK$3,652/mo
Deposit HK$5.55M · loan HK$12.96M · min. income ≈ HK$138,592/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$694,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,980
−HK$4,765/mo
▼ 0.25% · 3.875%
HK$78,344
−HK$2,401/mo
Today · 4.125%
HK$80,745
baseline
▲ 0.50% · 4.625%
HK$85,658
+HK$4,913/mo
Deposit HK$1.85M · loan HK$16.66M · min. income ≈ HK$161,490/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$694,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,528
−HK$4,566/mo
▼ 0.25% · 3.875%
HK$86,795
−HK$2,299/mo
Today · 4.125%
HK$89,094
baseline
▲ 0.50% · 4.625%
HK$93,791
+HK$4,697/mo
Deposit HK$1.85M · loan HK$16.66M · min. income ≈ HK$178,188/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$694,189 · Scale 2, in force from 26 Feb 2026)