LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,213
−HK$2,647/mo
▼ 0.25% · 3.875%
HK$43,526
−HK$1,334/mo
Today · 4.125%
HK$44,860
baseline
▲ 0.50% · 4.625%
HK$47,590
+HK$2,730/mo
Deposit HK$9.26M · loan HK$9.26M · min. income ≈ HK$89,720/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$694,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,961
−HK$2,537/mo
▼ 0.25% · 3.875%
HK$48,221
−HK$1,277/mo
Today · 4.125%
HK$49,498
baseline
▲ 0.50% · 4.625%
HK$52,108
+HK$2,610/mo
Deposit HK$9.26M · loan HK$9.26M · min. income ≈ HK$98,996/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$694,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,655
−HK$3,177/mo
▼ 0.25% · 3.875%
HK$52,231
−HK$1,601/mo
Today · 4.125%
HK$53,832
baseline
▲ 0.50% · 4.625%
HK$57,107
+HK$3,275/mo
Deposit HK$7.40M · loan HK$11.11M · min. income ≈ HK$107,664/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$694,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,354
−HK$3,044/mo
▼ 0.25% · 3.875%
HK$57,865
−HK$1,533/mo
Today · 4.125%
HK$59,398
baseline
▲ 0.50% · 4.625%
HK$62,529
+HK$3,131/mo
Deposit HK$7.40M · loan HK$11.11M · min. income ≈ HK$118,796/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$694,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,098
−HK$3,706/mo
▼ 0.25% · 3.875%
HK$60,936
−HK$1,868/mo
Today · 4.125%
HK$62,804
baseline
▲ 0.50% · 4.625%
HK$66,625
+HK$3,821/mo
Deposit HK$5.55M · loan HK$12.96M · min. income ≈ HK$125,608/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$694,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,746
−HK$3,552/mo
▼ 0.25% · 3.875%
HK$67,509
−HK$1,789/mo
Today · 4.125%
HK$69,298
baseline
▲ 0.50% · 4.625%
HK$72,951
+HK$3,653/mo
Deposit HK$5.55M · loan HK$12.96M · min. income ≈ HK$138,596/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$694,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,983
−HK$4,765/mo
▼ 0.25% · 3.875%
HK$78,347
−HK$2,401/mo
Today · 4.125%
HK$80,748
baseline
▲ 0.50% · 4.625%
HK$85,661
+HK$4,913/mo
Deposit HK$1.85M · loan HK$16.66M · min. income ≈ HK$161,496/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$694,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,530
−HK$4,567/mo
▼ 0.25% · 3.875%
HK$86,797
−HK$2,300/mo
Today · 4.125%
HK$89,097
baseline
▲ 0.50% · 4.625%
HK$93,794
+HK$4,697/mo
Deposit HK$1.85M · loan HK$16.66M · min. income ≈ HK$178,194/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$694,212 · Scale 2, in force from 26 Feb 2026)