LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,217
−HK$2,648/mo
▼ 0.25% · 3.875%
HK$43,530
−HK$1,335/mo
Today · 4.125%
HK$44,865
baseline
▲ 0.50% · 4.625%
HK$47,594
+HK$2,729/mo
Deposit HK$9.26M · loan HK$9.26M · min. income ≈ HK$89,730/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$694,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,966
−HK$2,538/mo
▼ 0.25% · 3.875%
HK$48,226
−HK$1,278/mo
Today · 4.125%
HK$49,504
baseline
▲ 0.50% · 4.625%
HK$52,113
+HK$2,609/mo
Deposit HK$9.26M · loan HK$9.26M · min. income ≈ HK$99,008/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$694,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,661
−HK$3,176/mo
▼ 0.25% · 3.875%
HK$52,236
−HK$1,601/mo
Today · 4.125%
HK$53,837
baseline
▲ 0.50% · 4.625%
HK$57,113
+HK$3,276/mo
Deposit HK$7.41M · loan HK$11.11M · min. income ≈ HK$107,674/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$694,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,359
−HK$3,045/mo
▼ 0.25% · 3.875%
HK$57,871
−HK$1,533/mo
Today · 4.125%
HK$59,404
baseline
▲ 0.50% · 4.625%
HK$62,536
+HK$3,132/mo
Deposit HK$7.41M · loan HK$11.11M · min. income ≈ HK$118,808/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$694,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,104
−HK$3,706/mo
▼ 0.25% · 3.875%
HK$60,942
−HK$1,868/mo
Today · 4.125%
HK$62,810
baseline
▲ 0.50% · 4.625%
HK$66,632
+HK$3,822/mo
Deposit HK$5.55M · loan HK$12.96M · min. income ≈ HK$125,620/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$694,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,753
−HK$3,552/mo
▼ 0.25% · 3.875%
HK$67,516
−HK$1,789/mo
Today · 4.125%
HK$69,305
baseline
▲ 0.50% · 4.625%
HK$72,958
+HK$3,653/mo
Deposit HK$5.55M · loan HK$12.96M · min. income ≈ HK$138,610/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$694,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,991
−HK$4,765/mo
▼ 0.25% · 3.875%
HK$78,355
−HK$2,401/mo
Today · 4.125%
HK$80,756
baseline
▲ 0.50% · 4.625%
HK$85,670
+HK$4,914/mo
Deposit HK$1.85M · loan HK$16.66M · min. income ≈ HK$161,512/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$694,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,539
−HK$4,567/mo
▼ 0.25% · 3.875%
HK$86,806
−HK$2,300/mo
Today · 4.125%
HK$89,106
baseline
▲ 0.50% · 4.625%
HK$93,803
+HK$4,697/mo
Deposit HK$1.85M · loan HK$16.66M · min. income ≈ HK$178,212/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$694,283 · Scale 2, in force from 26 Feb 2026)