LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,218
−HK$2,647/mo
▼ 0.25% · 3.875%
HK$43,531
−HK$1,334/mo
Today · 4.125%
HK$44,865
baseline
▲ 0.50% · 4.625%
HK$47,595
+HK$2,730/mo
Deposit HK$9.26M · loan HK$9.26M · min. income ≈ HK$89,730/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$694,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,967
−HK$2,537/mo
▼ 0.25% · 3.875%
HK$48,227
−HK$1,277/mo
Today · 4.125%
HK$49,504
baseline
▲ 0.50% · 4.625%
HK$52,114
+HK$2,610/mo
Deposit HK$9.26M · loan HK$9.26M · min. income ≈ HK$99,008/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$694,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,661
−HK$3,177/mo
▼ 0.25% · 3.875%
HK$52,237
−HK$1,601/mo
Today · 4.125%
HK$53,838
baseline
▲ 0.50% · 4.625%
HK$57,114
+HK$3,276/mo
Deposit HK$7.41M · loan HK$11.11M · min. income ≈ HK$107,676/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$694,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,360
−HK$3,045/mo
▼ 0.25% · 3.875%
HK$57,872
−HK$1,533/mo
Today · 4.125%
HK$59,405
baseline
▲ 0.50% · 4.625%
HK$62,537
+HK$3,132/mo
Deposit HK$7.41M · loan HK$11.11M · min. income ≈ HK$118,810/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$694,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,105
−HK$3,706/mo
▼ 0.25% · 3.875%
HK$60,943
−HK$1,868/mo
Today · 4.125%
HK$62,811
baseline
▲ 0.50% · 4.625%
HK$66,633
+HK$3,822/mo
Deposit HK$5.55M · loan HK$12.96M · min. income ≈ HK$125,622/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$694,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,754
−HK$3,552/mo
▼ 0.25% · 3.875%
HK$67,517
−HK$1,789/mo
Today · 4.125%
HK$69,306
baseline
▲ 0.50% · 4.625%
HK$72,959
+HK$3,653/mo
Deposit HK$5.55M · loan HK$12.96M · min. income ≈ HK$138,612/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$694,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,992
−HK$4,765/mo
▼ 0.25% · 3.875%
HK$78,356
−HK$2,401/mo
Today · 4.125%
HK$80,757
baseline
▲ 0.50% · 4.625%
HK$85,671
+HK$4,914/mo
Deposit HK$1.85M · loan HK$16.66M · min. income ≈ HK$161,514/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$694,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,540
−HK$4,568/mo
▼ 0.25% · 3.875%
HK$86,808
−HK$2,300/mo
Today · 4.125%
HK$89,108
baseline
▲ 0.50% · 4.625%
HK$93,805
+HK$4,697/mo
Deposit HK$1.85M · loan HK$16.66M · min. income ≈ HK$178,216/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$694,295 · Scale 2, in force from 26 Feb 2026)