LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,222
−HK$2,648/mo
▼ 0.25% · 3.875%
HK$43,536
−HK$1,334/mo
Today · 4.125%
HK$44,870
baseline
▲ 0.50% · 4.625%
HK$47,600
+HK$2,730/mo
Deposit HK$9.26M · loan HK$9.26M · min. income ≈ HK$89,740/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$694,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,972
−HK$2,538/mo
▼ 0.25% · 3.875%
HK$48,232
−HK$1,278/mo
Today · 4.125%
HK$49,510
baseline
▲ 0.50% · 4.625%
HK$52,119
+HK$2,609/mo
Deposit HK$9.26M · loan HK$9.26M · min. income ≈ HK$99,020/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$694,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,667
−HK$3,177/mo
▼ 0.25% · 3.875%
HK$52,243
−HK$1,601/mo
Today · 4.125%
HK$53,844
baseline
▲ 0.50% · 4.625%
HK$57,120
+HK$3,276/mo
Deposit HK$7.41M · loan HK$11.11M · min. income ≈ HK$107,688/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$694,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,366
−HK$3,046/mo
▼ 0.25% · 3.875%
HK$57,878
−HK$1,534/mo
Today · 4.125%
HK$59,412
baseline
▲ 0.50% · 4.625%
HK$62,543
+HK$3,131/mo
Deposit HK$7.41M · loan HK$11.11M · min. income ≈ HK$118,824/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$694,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,111
−HK$3,707/mo
▼ 0.25% · 3.875%
HK$60,950
−HK$1,868/mo
Today · 4.125%
HK$62,818
baseline
▲ 0.50% · 4.625%
HK$66,641
+HK$3,823/mo
Deposit HK$5.55M · loan HK$12.96M · min. income ≈ HK$125,636/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$694,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,761
−HK$3,553/mo
▼ 0.25% · 3.875%
HK$67,524
−HK$1,790/mo
Today · 4.125%
HK$69,314
baseline
▲ 0.50% · 4.625%
HK$72,967
+HK$3,653/mo
Deposit HK$5.55M · loan HK$12.96M · min. income ≈ HK$138,628/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$694,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,000
−HK$4,766/mo
▼ 0.25% · 3.875%
HK$78,364
−HK$2,402/mo
Today · 4.125%
HK$80,766
baseline
▲ 0.50% · 4.625%
HK$85,681
+HK$4,915/mo
Deposit HK$1.85M · loan HK$16.66M · min. income ≈ HK$161,532/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$694,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,550
−HK$4,568/mo
▼ 0.25% · 3.875%
HK$86,817
−HK$2,301/mo
Today · 4.125%
HK$89,118
baseline
▲ 0.50% · 4.625%
HK$93,815
+HK$4,697/mo
Deposit HK$1.85M · loan HK$16.66M · min. income ≈ HK$178,236/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$694,370 · Scale 2, in force from 26 Feb 2026)