LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,223
−HK$2,648/mo
▼ 0.25% · 3.875%
HK$43,537
−HK$1,334/mo
Today · 4.125%
HK$44,871
baseline
▲ 0.50% · 4.625%
HK$47,602
+HK$2,731/mo
Deposit HK$9.26M · loan HK$9.26M · min. income ≈ HK$89,742/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$694,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,973
−HK$2,538/mo
▼ 0.25% · 3.875%
HK$48,233
−HK$1,278/mo
Today · 4.125%
HK$49,511
baseline
▲ 0.50% · 4.625%
HK$52,121
+HK$2,610/mo
Deposit HK$9.26M · loan HK$9.26M · min. income ≈ HK$99,022/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$694,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,668
−HK$3,177/mo
▼ 0.25% · 3.875%
HK$52,244
−HK$1,601/mo
Today · 4.125%
HK$53,845
baseline
▲ 0.50% · 4.625%
HK$57,122
+HK$3,277/mo
Deposit HK$7.41M · loan HK$11.11M · min. income ≈ HK$107,690/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$694,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,368
−HK$3,045/mo
▼ 0.25% · 3.875%
HK$57,880
−HK$1,533/mo
Today · 4.125%
HK$59,413
baseline
▲ 0.50% · 4.625%
HK$62,545
+HK$3,132/mo
Deposit HK$7.41M · loan HK$11.11M · min. income ≈ HK$118,826/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$694,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,113
−HK$3,707/mo
▼ 0.25% · 3.875%
HK$60,952
−HK$1,868/mo
Today · 4.125%
HK$62,820
baseline
▲ 0.50% · 4.625%
HK$66,642
+HK$3,822/mo
Deposit HK$5.56M · loan HK$12.96M · min. income ≈ HK$125,640/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$694,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,762
−HK$3,553/mo
▼ 0.25% · 3.875%
HK$67,526
−HK$1,789/mo
Today · 4.125%
HK$69,315
baseline
▲ 0.50% · 4.625%
HK$72,969
+HK$3,654/mo
Deposit HK$5.56M · loan HK$12.96M · min. income ≈ HK$138,630/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$694,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,002
−HK$4,766/mo
▼ 0.25% · 3.875%
HK$78,366
−HK$2,402/mo
Today · 4.125%
HK$80,768
baseline
▲ 0.50% · 4.625%
HK$85,683
+HK$4,915/mo
Deposit HK$1.85M · loan HK$16.67M · min. income ≈ HK$161,536/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$694,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,552
−HK$4,568/mo
▼ 0.25% · 3.875%
HK$86,819
−HK$2,301/mo
Today · 4.125%
HK$89,120
baseline
▲ 0.50% · 4.625%
HK$93,817
+HK$4,697/mo
Deposit HK$1.85M · loan HK$16.67M · min. income ≈ HK$178,240/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$694,387 · Scale 2, in force from 26 Feb 2026)