LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,227
−HK$2,648/mo
▼ 0.25% · 3.875%
HK$43,540
−HK$1,335/mo
Today · 4.125%
HK$44,875
baseline
▲ 0.50% · 4.625%
HK$47,605
+HK$2,730/mo
Deposit HK$9.26M · loan HK$9.26M · min. income ≈ HK$89,750/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$694,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,977
−HK$2,538/mo
▼ 0.25% · 3.875%
HK$48,237
−HK$1,278/mo
Today · 4.125%
HK$49,515
baseline
▲ 0.50% · 4.625%
HK$52,125
+HK$2,610/mo
Deposit HK$9.26M · loan HK$9.26M · min. income ≈ HK$99,030/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$694,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,672
−HK$3,178/mo
▼ 0.25% · 3.875%
HK$52,248
−HK$1,602/mo
Today · 4.125%
HK$53,850
baseline
▲ 0.50% · 4.625%
HK$57,126
+HK$3,276/mo
Deposit HK$7.41M · loan HK$11.11M · min. income ≈ HK$107,700/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$694,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,372
−HK$3,046/mo
▼ 0.25% · 3.875%
HK$57,884
−HK$1,534/mo
Today · 4.125%
HK$59,418
baseline
▲ 0.50% · 4.625%
HK$62,550
+HK$3,132/mo
Deposit HK$7.41M · loan HK$11.11M · min. income ≈ HK$118,836/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$694,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,118
−HK$3,707/mo
▼ 0.25% · 3.875%
HK$60,956
−HK$1,869/mo
Today · 4.125%
HK$62,825
baseline
▲ 0.50% · 4.625%
HK$66,647
+HK$3,822/mo
Deposit HK$5.56M · loan HK$12.96M · min. income ≈ HK$125,650/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$694,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,768
−HK$3,553/mo
▼ 0.25% · 3.875%
HK$67,532
−HK$1,789/mo
Today · 4.125%
HK$69,321
baseline
▲ 0.50% · 4.625%
HK$72,975
+HK$3,654/mo
Deposit HK$5.56M · loan HK$12.96M · min. income ≈ HK$138,642/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$694,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,008
−HK$4,767/mo
▼ 0.25% · 3.875%
HK$78,373
−HK$2,402/mo
Today · 4.125%
HK$80,775
baseline
▲ 0.50% · 4.625%
HK$85,690
+HK$4,915/mo
Deposit HK$1.85M · loan HK$16.67M · min. income ≈ HK$161,550/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$694,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,558
−HK$4,569/mo
▼ 0.25% · 3.875%
HK$86,826
−HK$2,301/mo
Today · 4.125%
HK$89,127
baseline
▲ 0.50% · 4.625%
HK$93,825
+HK$4,698/mo
Deposit HK$1.85M · loan HK$16.67M · min. income ≈ HK$178,254/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$694,442 · Scale 2, in force from 26 Feb 2026)