LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,228
−HK$2,648/mo
▼ 0.25% · 3.875%
HK$43,541
−HK$1,335/mo
Today · 4.125%
HK$44,876
baseline
▲ 0.50% · 4.625%
HK$47,606
+HK$2,730/mo
Deposit HK$9.26M · loan HK$9.26M · min. income ≈ HK$89,752/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$694,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,978
−HK$2,538/mo
▼ 0.25% · 3.875%
HK$48,238
−HK$1,278/mo
Today · 4.125%
HK$49,516
baseline
▲ 0.50% · 4.625%
HK$52,126
+HK$2,610/mo
Deposit HK$9.26M · loan HK$9.26M · min. income ≈ HK$99,032/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$694,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,673
−HK$3,178/mo
▼ 0.25% · 3.875%
HK$52,249
−HK$1,602/mo
Today · 4.125%
HK$53,851
baseline
▲ 0.50% · 4.625%
HK$57,128
+HK$3,277/mo
Deposit HK$7.41M · loan HK$11.11M · min. income ≈ HK$107,702/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$694,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,373
−HK$3,046/mo
▼ 0.25% · 3.875%
HK$57,885
−HK$1,534/mo
Today · 4.125%
HK$59,419
baseline
▲ 0.50% · 4.625%
HK$62,551
+HK$3,132/mo
Deposit HK$7.41M · loan HK$11.11M · min. income ≈ HK$118,838/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$694,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,119
−HK$3,707/mo
▼ 0.25% · 3.875%
HK$60,958
−HK$1,868/mo
Today · 4.125%
HK$62,826
baseline
▲ 0.50% · 4.625%
HK$66,649
+HK$3,823/mo
Deposit HK$5.56M · loan HK$12.96M · min. income ≈ HK$125,652/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$694,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,769
−HK$3,553/mo
▼ 0.25% · 3.875%
HK$67,533
−HK$1,789/mo
Today · 4.125%
HK$69,322
baseline
▲ 0.50% · 4.625%
HK$72,976
+HK$3,654/mo
Deposit HK$5.56M · loan HK$12.96M · min. income ≈ HK$138,644/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$694,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,010
−HK$4,766/mo
▼ 0.25% · 3.875%
HK$78,374
−HK$2,402/mo
Today · 4.125%
HK$80,776
baseline
▲ 0.50% · 4.625%
HK$85,691
+HK$4,915/mo
Deposit HK$1.85M · loan HK$16.67M · min. income ≈ HK$161,552/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$694,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,560
−HK$4,569/mo
▼ 0.25% · 3.875%
HK$86,828
−HK$2,301/mo
Today · 4.125%
HK$89,129
baseline
▲ 0.50% · 4.625%
HK$93,827
+HK$4,698/mo
Deposit HK$1.85M · loan HK$16.67M · min. income ≈ HK$178,258/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$694,456 · Scale 2, in force from 26 Feb 2026)