LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,228
−HK$2,648/mo
▼ 0.25% · 3.875%
HK$43,542
−HK$1,334/mo
Today · 4.125%
HK$44,876
baseline
▲ 0.50% · 4.625%
HK$47,607
+HK$2,731/mo
Deposit HK$9.26M · loan HK$9.26M · min. income ≈ HK$89,752/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$694,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,978
−HK$2,538/mo
▼ 0.25% · 3.875%
HK$48,238
−HK$1,278/mo
Today · 4.125%
HK$49,516
baseline
▲ 0.50% · 4.625%
HK$52,127
+HK$2,611/mo
Deposit HK$9.26M · loan HK$9.26M · min. income ≈ HK$99,032/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$694,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,674
−HK$3,177/mo
▼ 0.25% · 3.875%
HK$52,250
−HK$1,601/mo
Today · 4.125%
HK$53,851
baseline
▲ 0.50% · 4.625%
HK$57,128
+HK$3,277/mo
Deposit HK$7.41M · loan HK$11.11M · min. income ≈ HK$107,702/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$694,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,374
−HK$3,046/mo
▼ 0.25% · 3.875%
HK$57,886
−HK$1,534/mo
Today · 4.125%
HK$59,420
baseline
▲ 0.50% · 4.625%
HK$62,552
+HK$3,132/mo
Deposit HK$7.41M · loan HK$11.11M · min. income ≈ HK$118,840/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$694,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,119
−HK$3,708/mo
▼ 0.25% · 3.875%
HK$60,958
−HK$1,869/mo
Today · 4.125%
HK$62,827
baseline
▲ 0.50% · 4.625%
HK$66,650
+HK$3,823/mo
Deposit HK$5.56M · loan HK$12.96M · min. income ≈ HK$125,654/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$694,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,770
−HK$3,553/mo
▼ 0.25% · 3.875%
HK$67,534
−HK$1,789/mo
Today · 4.125%
HK$69,323
baseline
▲ 0.50% · 4.625%
HK$72,977
+HK$3,654/mo
Deposit HK$5.56M · loan HK$12.96M · min. income ≈ HK$138,646/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$694,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,011
−HK$4,766/mo
▼ 0.25% · 3.875%
HK$78,375
−HK$2,402/mo
Today · 4.125%
HK$80,777
baseline
▲ 0.50% · 4.625%
HK$85,692
+HK$4,915/mo
Deposit HK$1.85M · loan HK$16.67M · min. income ≈ HK$161,554/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$694,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,561
−HK$4,569/mo
▼ 0.25% · 3.875%
HK$86,829
−HK$2,301/mo
Today · 4.125%
HK$89,130
baseline
▲ 0.50% · 4.625%
HK$93,828
+HK$4,698/mo
Deposit HK$1.85M · loan HK$16.67M · min. income ≈ HK$178,260/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$694,464 · Scale 2, in force from 26 Feb 2026)