LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,230
−HK$2,648/mo
▼ 0.25% · 3.875%
HK$43,543
−HK$1,335/mo
Today · 4.125%
HK$44,878
baseline
▲ 0.50% · 4.625%
HK$47,609
+HK$2,731/mo
Deposit HK$9.26M · loan HK$9.26M · min. income ≈ HK$89,756/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$694,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,980
−HK$2,539/mo
▼ 0.25% · 3.875%
HK$48,240
−HK$1,279/mo
Today · 4.125%
HK$49,519
baseline
▲ 0.50% · 4.625%
HK$52,129
+HK$2,610/mo
Deposit HK$9.26M · loan HK$9.26M · min. income ≈ HK$99,038/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$694,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,676
−HK$3,178/mo
▼ 0.25% · 3.875%
HK$52,252
−HK$1,602/mo
Today · 4.125%
HK$53,854
baseline
▲ 0.50% · 4.625%
HK$57,131
+HK$3,277/mo
Deposit HK$7.41M · loan HK$11.11M · min. income ≈ HK$107,708/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$694,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,376
−HK$3,046/mo
▼ 0.25% · 3.875%
HK$57,888
−HK$1,534/mo
Today · 4.125%
HK$59,422
baseline
▲ 0.50% · 4.625%
HK$62,554
+HK$3,132/mo
Deposit HK$7.41M · loan HK$11.11M · min. income ≈ HK$118,844/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$694,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,122
−HK$3,707/mo
▼ 0.25% · 3.875%
HK$60,961
−HK$1,868/mo
Today · 4.125%
HK$62,829
baseline
▲ 0.50% · 4.625%
HK$66,652
+HK$3,823/mo
Deposit HK$5.56M · loan HK$12.96M · min. income ≈ HK$125,658/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$694,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,772
−HK$3,554/mo
▼ 0.25% · 3.875%
HK$67,536
−HK$1,790/mo
Today · 4.125%
HK$69,326
baseline
▲ 0.50% · 4.625%
HK$72,980
+HK$3,654/mo
Deposit HK$5.56M · loan HK$12.96M · min. income ≈ HK$138,652/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$694,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,014
−HK$4,766/mo
▼ 0.25% · 3.875%
HK$78,378
−HK$2,402/mo
Today · 4.125%
HK$80,780
baseline
▲ 0.50% · 4.625%
HK$85,696
+HK$4,916/mo
Deposit HK$1.85M · loan HK$16.67M · min. income ≈ HK$161,560/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$694,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,565
−HK$4,568/mo
▼ 0.25% · 3.875%
HK$86,833
−HK$2,300/mo
Today · 4.125%
HK$89,133
baseline
▲ 0.50% · 4.625%
HK$93,832
+HK$4,699/mo
Deposit HK$1.85M · loan HK$16.67M · min. income ≈ HK$178,266/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$694,493 · Scale 2, in force from 26 Feb 2026)