LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,231
−HK$2,649/mo
▼ 0.25% · 3.875%
HK$43,545
−HK$1,335/mo
Today · 4.125%
HK$44,880
baseline
▲ 0.50% · 4.625%
HK$47,610
+HK$2,730/mo
Deposit HK$9.26M · loan HK$9.26M · min. income ≈ HK$89,760/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$694,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,982
−HK$2,538/mo
▼ 0.25% · 3.875%
HK$48,242
−HK$1,278/mo
Today · 4.125%
HK$49,520
baseline
▲ 0.50% · 4.625%
HK$52,130
+HK$2,610/mo
Deposit HK$9.26M · loan HK$9.26M · min. income ≈ HK$99,040/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$694,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,678
−HK$3,177/mo
▼ 0.25% · 3.875%
HK$52,254
−HK$1,601/mo
Today · 4.125%
HK$53,855
baseline
▲ 0.50% · 4.625%
HK$57,132
+HK$3,277/mo
Deposit HK$7.41M · loan HK$11.11M · min. income ≈ HK$107,710/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$694,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,378
−HK$3,046/mo
▼ 0.25% · 3.875%
HK$57,890
−HK$1,534/mo
Today · 4.125%
HK$59,424
baseline
▲ 0.50% · 4.625%
HK$62,556
+HK$3,132/mo
Deposit HK$7.41M · loan HK$11.11M · min. income ≈ HK$118,848/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$694,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,124
−HK$3,707/mo
▼ 0.25% · 3.875%
HK$60,963
−HK$1,868/mo
Today · 4.125%
HK$62,831
baseline
▲ 0.50% · 4.625%
HK$66,654
+HK$3,823/mo
Deposit HK$5.56M · loan HK$12.96M · min. income ≈ HK$125,662/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$694,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,775
−HK$3,553/mo
▼ 0.25% · 3.875%
HK$67,539
−HK$1,789/mo
Today · 4.125%
HK$69,328
baseline
▲ 0.50% · 4.625%
HK$72,983
+HK$3,655/mo
Deposit HK$5.56M · loan HK$12.96M · min. income ≈ HK$138,656/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$694,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,016
−HK$4,767/mo
▼ 0.25% · 3.875%
HK$78,381
−HK$2,402/mo
Today · 4.125%
HK$80,783
baseline
▲ 0.50% · 4.625%
HK$85,699
+HK$4,916/mo
Deposit HK$1.85M · loan HK$16.67M · min. income ≈ HK$161,566/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$694,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,567
−HK$4,569/mo
▼ 0.25% · 3.875%
HK$86,835
−HK$2,301/mo
Today · 4.125%
HK$89,136
baseline
▲ 0.50% · 4.625%
HK$93,835
+HK$4,699/mo
Deposit HK$1.85M · loan HK$16.67M · min. income ≈ HK$178,272/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$694,515 · Scale 2, in force from 26 Feb 2026)