LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,233
−HK$2,648/mo
▼ 0.25% · 3.875%
HK$43,547
−HK$1,334/mo
Today · 4.125%
HK$44,881
baseline
▲ 0.50% · 4.625%
HK$47,612
+HK$2,731/mo
Deposit HK$9.26M · loan HK$9.26M · min. income ≈ HK$89,762/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$694,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,984
−HK$2,538/mo
▼ 0.25% · 3.875%
HK$48,244
−HK$1,278/mo
Today · 4.125%
HK$49,522
baseline
▲ 0.50% · 4.625%
HK$52,132
+HK$2,610/mo
Deposit HK$9.26M · loan HK$9.26M · min. income ≈ HK$99,044/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$694,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,679
−HK$3,178/mo
▼ 0.25% · 3.875%
HK$52,256
−HK$1,601/mo
Today · 4.125%
HK$53,857
baseline
▲ 0.50% · 4.625%
HK$57,135
+HK$3,278/mo
Deposit HK$7.41M · loan HK$11.11M · min. income ≈ HK$107,714/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$694,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,380
−HK$3,046/mo
▼ 0.25% · 3.875%
HK$57,892
−HK$1,534/mo
Today · 4.125%
HK$59,426
baseline
▲ 0.50% · 4.625%
HK$62,559
+HK$3,133/mo
Deposit HK$7.41M · loan HK$11.11M · min. income ≈ HK$118,852/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$694,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,126
−HK$3,708/mo
▼ 0.25% · 3.875%
HK$60,965
−HK$1,869/mo
Today · 4.125%
HK$62,834
baseline
▲ 0.50% · 4.625%
HK$66,657
+HK$3,823/mo
Deposit HK$5.56M · loan HK$12.96M · min. income ≈ HK$125,668/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$694,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,777
−HK$3,554/mo
▼ 0.25% · 3.875%
HK$67,541
−HK$1,790/mo
Today · 4.125%
HK$69,331
baseline
▲ 0.50% · 4.625%
HK$72,985
+HK$3,654/mo
Deposit HK$5.56M · loan HK$12.96M · min. income ≈ HK$138,662/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$694,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,019
−HK$4,767/mo
▼ 0.25% · 3.875%
HK$78,384
−HK$2,402/mo
Today · 4.125%
HK$80,786
baseline
▲ 0.50% · 4.625%
HK$85,702
+HK$4,916/mo
Deposit HK$1.85M · loan HK$16.67M · min. income ≈ HK$161,572/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$694,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,570
−HK$4,570/mo
▼ 0.25% · 3.875%
HK$86,839
−HK$2,301/mo
Today · 4.125%
HK$89,140
baseline
▲ 0.50% · 4.625%
HK$93,838
+HK$4,698/mo
Deposit HK$1.85M · loan HK$16.67M · min. income ≈ HK$178,280/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$694,541 · Scale 2, in force from 26 Feb 2026)