LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,237
−HK$2,649/mo
▼ 0.25% · 3.875%
HK$43,551
−HK$1,335/mo
Today · 4.125%
HK$44,886
baseline
▲ 0.50% · 4.625%
HK$47,617
+HK$2,731/mo
Deposit HK$9.26M · loan HK$9.26M · min. income ≈ HK$89,772/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$694,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,989
−HK$2,538/mo
▼ 0.25% · 3.875%
HK$48,249
−HK$1,278/mo
Today · 4.125%
HK$49,527
baseline
▲ 0.50% · 4.625%
HK$52,138
+HK$2,611/mo
Deposit HK$9.26M · loan HK$9.26M · min. income ≈ HK$99,054/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$694,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,685
−HK$3,178/mo
▼ 0.25% · 3.875%
HK$52,261
−HK$1,602/mo
Today · 4.125%
HK$53,863
baseline
▲ 0.50% · 4.625%
HK$57,141
+HK$3,278/mo
Deposit HK$7.41M · loan HK$11.11M · min. income ≈ HK$107,726/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$694,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,386
−HK$3,047/mo
▼ 0.25% · 3.875%
HK$57,898
−HK$1,535/mo
Today · 4.125%
HK$59,433
baseline
▲ 0.50% · 4.625%
HK$62,565
+HK$3,132/mo
Deposit HK$7.41M · loan HK$11.11M · min. income ≈ HK$118,866/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$694,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,132
−HK$3,708/mo
▼ 0.25% · 3.875%
HK$60,972
−HK$1,868/mo
Today · 4.125%
HK$62,840
baseline
▲ 0.50% · 4.625%
HK$66,664
+HK$3,824/mo
Deposit HK$5.56M · loan HK$12.97M · min. income ≈ HK$125,680/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$694,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,784
−HK$3,554/mo
▼ 0.25% · 3.875%
HK$67,548
−HK$1,790/mo
Today · 4.125%
HK$69,338
baseline
▲ 0.50% · 4.625%
HK$72,993
+HK$3,655/mo
Deposit HK$5.56M · loan HK$12.97M · min. income ≈ HK$138,676/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$694,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,027
−HK$4,768/mo
▼ 0.25% · 3.875%
HK$78,392
−HK$2,403/mo
Today · 4.125%
HK$80,795
baseline
▲ 0.50% · 4.625%
HK$85,711
+HK$4,916/mo
Deposit HK$1.85M · loan HK$16.67M · min. income ≈ HK$161,590/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$694,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,579
−HK$4,570/mo
▼ 0.25% · 3.875%
HK$86,848
−HK$2,301/mo
Today · 4.125%
HK$89,149
baseline
▲ 0.50% · 4.625%
HK$93,848
+HK$4,699/mo
Deposit HK$1.85M · loan HK$16.67M · min. income ≈ HK$178,298/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$694,614 · Scale 2, in force from 26 Feb 2026)