LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,240
−HK$2,648/mo
▼ 0.25% · 3.875%
HK$43,553
−HK$1,335/mo
Today · 4.125%
HK$44,888
baseline
▲ 0.50% · 4.625%
HK$47,620
+HK$2,732/mo
Deposit HK$9.26M · loan HK$9.26M · min. income ≈ HK$89,776/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$694,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,991
−HK$2,539/mo
▼ 0.25% · 3.875%
HK$48,251
−HK$1,279/mo
Today · 4.125%
HK$49,530
baseline
▲ 0.50% · 4.625%
HK$52,141
+HK$2,611/mo
Deposit HK$9.26M · loan HK$9.26M · min. income ≈ HK$99,060/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$694,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,687
−HK$3,179/mo
▼ 0.25% · 3.875%
HK$52,264
−HK$1,602/mo
Today · 4.125%
HK$53,866
baseline
▲ 0.50% · 4.625%
HK$57,144
+HK$3,278/mo
Deposit HK$7.41M · loan HK$11.11M · min. income ≈ HK$107,732/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$694,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,389
−HK$3,047/mo
▼ 0.25% · 3.875%
HK$57,902
−HK$1,534/mo
Today · 4.125%
HK$59,436
baseline
▲ 0.50% · 4.625%
HK$62,569
+HK$3,133/mo
Deposit HK$7.41M · loan HK$11.11M · min. income ≈ HK$118,872/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$694,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,135
−HK$3,709/mo
▼ 0.25% · 3.875%
HK$60,975
−HK$1,869/mo
Today · 4.125%
HK$62,844
baseline
▲ 0.50% · 4.625%
HK$66,668
+HK$3,824/mo
Deposit HK$5.56M · loan HK$12.97M · min. income ≈ HK$125,688/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$694,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,787
−HK$3,555/mo
▼ 0.25% · 3.875%
HK$67,552
−HK$1,790/mo
Today · 4.125%
HK$69,342
baseline
▲ 0.50% · 4.625%
HK$72,997
+HK$3,655/mo
Deposit HK$5.56M · loan HK$12.97M · min. income ≈ HK$138,684/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$694,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,031
−HK$4,768/mo
▼ 0.25% · 3.875%
HK$78,396
−HK$2,403/mo
Today · 4.125%
HK$80,799
baseline
▲ 0.50% · 4.625%
HK$85,715
+HK$4,916/mo
Deposit HK$1.85M · loan HK$16.67M · min. income ≈ HK$161,598/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$694,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,584
−HK$4,570/mo
▼ 0.25% · 3.875%
HK$86,852
−HK$2,302/mo
Today · 4.125%
HK$89,154
baseline
▲ 0.50% · 4.625%
HK$93,853
+HK$4,699/mo
Deposit HK$1.85M · loan HK$16.67M · min. income ≈ HK$178,308/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$694,652 · Scale 2, in force from 26 Feb 2026)